MONKEYS@MARSHFIELD PRIMARY OUT OF SCHOOL CLUB LTD

Executive Summary

Monkeys@Marshfield Primary Out Of School Club Ltd shows a concerning decline in financial position over the latest year, with current assets and net assets approximately halved. Despite compliance with filing requirements and positive net current assets, the scale and financial trajectory suggest moderate risk in solvency and operational sustainability. Further due diligence on cash flows, asset changes, and business model robustness is recommended before investment consideration.

MONKEYS@MARSHFIELD PRIMARY OUT OF SCHOOL CLUB LTD - Analysis Report

Company Number: 14125051

Analysis Date: 2025-07-20 15:29 UTC

1. Risk Rating: MEDIUM

While the company is current on filings and not in liquidation, the significant reduction in net assets and current assets over the last year raises concerns about financial stability and liquidity.

2. Key Concerns:

• Sharp decline in current assets from £48,074 (2023) to £6,387 (2024), indicating potential cash flow or receivables issues.
• Decrease in net assets from £22,559 (2023) to £10,867 (2024), nearly a 52% drop, which may reflect operational losses or asset impairment.
• Small scale of operations with only one employee (including director), raising questions about operational sustainability and reliance on key personnel.

3. Positive Indicators:

• The company remains active and compliant with both accounts and confirmation statement filings, with no overdue submissions.
• Net current assets remain positive (£12,877 at 2024 year end), suggesting the company can meet short-term liabilities.
• The company benefits from micro-entity filing provisions, reducing administrative burden and costs.

4. Due Diligence Notes:

• Investigate reasons behind the drastic reduction in current assets and net assets between 2023 and 2024, including any unusual transactions or impairments.
• Review cash flow statements (not provided) to assess liquidity and working capital management in more detail.
• Confirm the business model viability given the very small workforce and limited financial scale.
• Verify any contingent liabilities or off-balance sheet commitments that might affect solvency.
• Assess director background and governance practices, especially given sole directorship and operational concentration.