MONTGOMERY CONSTRUCTION LIMITED

Executive Summary

Montgomery Construction Limited is a recently established micro-entity with a solid initial financial position and good regulatory compliance. While limited operational history and small scale present uncertainties, current working capital and governance transparency support a low short-term risk profile. Further due diligence on operational performance and client contracts is recommended to assess longer-term sustainability.

MONTGOMERY CONSTRUCTION LIMITED - Analysis Report

Company Number: 15355533

Analysis Date: 2025-07-29 14:24 UTC

1. Risk Rating: LOW

The company is newly incorporated (December 2023) and has filed accounts on time with no overdue returns. Its balance sheet shows a positive net current assets position and shareholders' funds, indicating initial capitalization and ability to meet short-term liabilities.

2. Key Concerns:

• Limited Financial History: As a new entity with just over one year of trading, there is limited financial performance data to assess operational sustainability and profitability trends.
• Small Scale of Operations: Micro-entity status with only 2 employees and modest fixed assets could limit operational capacity and scalability.
• Concentration of Control: Both directors own between 25-50% shares and voting rights, potentially leading to governance risks if disagreements arise.

3. Positive Indicators:

• Positive Working Capital: Net current assets of £20,592 suggest the company can cover its short-term liabilities.
• No Overdue Filings: Compliance with Companies House filing deadlines reduces regulatory risk.
• Clear Ownership and Director Information: Transparency in PSC and director appointments with no adverse records reported.

4. Due Diligence Notes:

• Review management accounts or internal financial reports for cash flow and profitability insights beyond the statutory filings.
• Investigate contracts or client pipeline to evaluate revenue sustainability and growth potential.
• Confirm no related party transactions or off-balance sheet liabilities given the close director/shareholder relationships.
• Monitor compliance going forward, especially timely filing of next accounts and confirmation statements.