MOO MOO COW INVESTMENTS LTD

Executive Summary

MOO MOO COW INVESTMENTS LTD exhibits weak financial health characterized by negative equity and high long-term liabilities exceeding assets, posing significant credit risk. Liquidity is constrained with minimal current assets and no employee base, limiting operational resilience. Credit approval is not recommended without substantial mitigating factors or guarantees.

MOO MOO COW INVESTMENTS LTD - Analysis Report

Company Number: 13970621

Analysis Date: 2025-07-29 18:57 UTC

1. Credit Opinion: DECLINE
   MOO MOO COW INVESTMENTS LTD demonstrates significant financial weakness as of its latest accounts dated 31 March 2024. The company shows a negative net asset position (£-7,001) and a large creditor balance falling due after more than one year (£260,895), which exceeds its total assets less current liabilities (£253,985). This indicates over-leverage and potential insolvency risk. The minimal current assets (£5,862) and negative equity suggest an inability to meet debt obligations without additional funding or asset sales. The company’s status is active but it has no employees and operates in real estate letting, which can be capital intensive and sensitive to market conditions. Given these signs, extending credit would be high risk without strong external guarantees or collateral.

2. Financial Strength:
   The balance sheet shows a substantial increase in fixed assets from £4,307 in 2023 to £243,407 in 2024, likely due to acquisition or revaluation of property assets. However, this is offset by a large increase in long-term creditors (£260,895), pushing the company into negative equity. Current assets have sharply declined from £92,714 to £5,862, indicating erosion of liquidity. The net current assets improved from negative £5,069 to positive £10,578, which is positive but insufficient to offset the overall liabilities. Shareholders’ funds remain negative, highlighting ongoing capital deficiency.

3. Cash Flow Assessment:
   The company has no employees and very low current assets, suggesting limited operating cash inflows. The large creditor balance due after one year may represent bank loans or other long-term debt, which will require servicing. The lack of cash or liquid assets raises concerns about short-term liquidity and ability to cover working capital needs. Without positive cash generation or capital injection, the company’s capacity to meet debt repayments is doubtful.

4. Monitoring Points:

• Track changes in net assets and equity position in subsequent filings.
• Monitor creditor balances, especially long-term liabilities and repayment terms.
• Watch for improvements in current assets and liquidity ratios.
• Review any changes in fixed assets to assess if they translate into revenue generation.
• Observe any director or shareholder capital injections or restructuring efforts.
• Assess any delay or default in filing statutory accounts and returns as a sign of financial distress.