MOORLANDS RESIDENTIAL LIMITED

Executive Summary

MOORLANDS RESIDENTIAL LIMITED, a newly incorporated real estate company, shows early signs of financial stress due to negative working capital and net liabilities. While regulatory filings are up to date and governance appears transparent, liquidity constraints and limited operational data present significant solvency and sustainability concerns. Careful scrutiny of liabilities, asset quality, and cash flows is recommended to evaluate investment suitability.

MOORLANDS RESIDENTIAL LIMITED - Analysis Report

Company Number: 15086086

Analysis Date: 2025-07-29 20:15 UTC

1. Risk Rating: HIGH
   The company exhibits a high risk profile primarily due to its negative net current assets and net liabilities despite being recently incorporated. The financial position suggests potential solvency concerns.

2. Key Concerns:

   • Negative Net Current Assets: With current liabilities (£93,750) significantly exceeding current assets (£2,872), the company has a working capital deficit of approximately £34,876, indicating liquidity stress.
   • Net Liabilities Position: The company reports net liabilities of £572, albeit small, this is a negative indicator for a new company and could affect creditor confidence.
   • No Audit and Micro-Entity Status: While compliance with micro-entity exemption is noted, the lack of audit limits assurance on financial accuracy and completeness, increasing operational and reporting risks.

3. Positive Indicators:

   • No Overdue Filings: Both accounts and confirmation statements are filed on time, indicating good regulatory compliance.
   • Directors’ Control and Transparency: The two directors have clear ownership and control structures, with no adverse records reported, which supports governance transparency.
   • Fixed Assets Base: The company holds fixed assets valued at £128,750, which may provide some collateral value or operational stability.

4. Due Diligence Notes:

   • Investigate the nature and terms of the substantial current liabilities of £93,750, including any short-term debt or creditor arrangements.
   • Review cash flow forecasts and funding plans to assess the company’s ability to meet near-term obligations given the negative working capital.
   • Examine the valuation and liquidity of fixed assets, as these represent the bulk of the company’s total assets (£128,750).
   • Confirm whether the directors have provided any personal guarantees or if there is related-party financing.
   • Assess the business model viability given no employees and limited operational data; understand revenue generation and profit outlook.
   • Verify the absence of director disqualifications or other governance issues beyond publicly available information.