MOVE IN NOW LTD

Executive Summary

Move In Now Ltd shows significant liquidity and solvency risks with negative working capital and minimal equity, despite growth in fixed assets. The company is compliant with filings but limited financial disclosures hinder a full operational assessment. Further financial details and creditor terms should be reviewed to form a comprehensive risk evaluation.

MOVE IN NOW LTD - Analysis Report

Company Number: 13923544

Analysis Date: 2025-07-29 16:56 UTC

1. Risk Rating: HIGH
   The company exhibits significant solvency and liquidity concerns, with net current liabilities worsening from -£101k in 2023 to -£151k in 2024, and minimal net assets of only £9,871. The large amount of long-term creditors (£413,870) relative to net assets further exacerbates solvency risk.

2. Key Concerns:

• Persistent negative net current assets indicating liquidity stress and potential difficulty meeting short-term obligations.
• Extremely low net asset value despite increases in fixed assets, suggesting high leverage and limited equity buffer.
• Absence of employees and lack of profit and loss data restrict assessment of operational viability and cash flow generation.

3. Positive Indicators:

• Timely filing of annual accounts and confirmation statements, indicating compliance with statutory requirements.
• Ownership and control are concentrated in a single director who is also the sole significant controller, which may simplify decision-making.
• Growth in fixed assets year-on-year may indicate investment in underlying real estate assets, pertinent to the letting business.

4. Due Diligence Notes:

• Obtain detailed profit and loss accounts or management accounts to assess operational cash flows and profitability.
• Review terms and maturity profile of creditors, especially the substantial long-term liabilities, to evaluate refinancing or repayment risks.
• Investigate the nature and valuation of fixed assets to confirm they are marketable and can support debt obligations if needed.
• Confirm absence of director disqualifications or regulatory sanctions beyond public record checks.