MOVING FORWARD CONSULTANCY LIMITED

Executive Summary

Moving Forward Consultancy Limited is a very small but solvent and well-controlled business with positive working capital and no adverse financial indicators. It is creditworthy for low-value facilities with standard ongoing monitoring recommended due to limited trading history. The company shows stable financial footing with improving liquidity and no material risks identified at this early stage.

MOVING FORWARD CONSULTANCY LIMITED - Analysis Report

Company Number: 14367045

Analysis Date: 2025-07-29 12:42 UTC

1. Credit Opinion: APPROVE (Low risk, small exposure)
   Moving Forward Consultancy Limited is a micro-entity with minimal liabilities and a positive net asset position. The company is active, solvent, and shows a modest but improving balance sheet. The sole director and 100% owner demonstrates committed control. Given the company’s small scale, limited liabilities, and consistent compliance with filings, it is creditworthy for low-value facilities. Approval is recommended with standard monitoring due to the early stage of business and limited financial history.

2. Financial Strength:
   The company’s net assets increased from £2 at 2023 year-end to £2,274 at 2024 year-end. Current assets rose to £4,173, mainly cash or receivables, against current liabilities of £1,898, resulting in positive net working capital (£2,274). The balance sheet is very small but stable, with no long-term liabilities reported. The micro-entity accounts show continued capital retention and no signs of financial distress or overleverage.

3. Cash Flow Assessment:
   Working capital is positive and increased substantially year on year, indicating improved liquidity. Current liabilities remain very low (£1,898), manageable within the level of current assets. The company has a single employee (the director) keeping overhead low. While detailed cash flow statements are not available, the increase in net current assets suggests adequate short-term cash flow to meet operational needs and potential debt service.

4. Monitoring Points:

• Continued positive growth in net assets and working capital
• Timely filing of accounts and confirmation statements
• Maintaining positive cash flow as business scales
• Any increase in liabilities or overdraft usage to be watched closely given small capital base
• Director’s ongoing involvement and financial stewardship as sole controller