Company Number: 14971677

Analysis Date: 2025-07-29 14:17 UTC

1. Risk Rating: HIGH
   The company shows negative net assets (£-41,637) and net current liabilities (£-97,680) despite being newly incorporated with only one financial year of data. The presence of significant liabilities due after more than one year (£124,669) further stresses solvency concerns. Negative shareholders’ funds and working capital deficits indicate elevated financial risk.

2. Key Concerns:

• Solvency risk: Net liabilities and negative shareholders’ funds signal the company is currently insolvent on a balance sheet basis.
• Liquidity issues: Negative net current assets suggest inability to cover short-term obligations with current assets, raising cash flow concerns.
• Operational scale and sustainability: With only two employees and minimal assets, the company appears in an early and fragile stage of development, making ongoing viability uncertain.

3. Positive Indicators:

• No overdue filings: Accounts and confirmation statements are up to date, indicating compliance with statutory requirements.
• Experienced directors: Both directors have been in place since incorporation and appear to have stable residency and control.
• Clear industry focus: The company operates in real estate letting/management (SIC 68209), a sector with tangible asset backing potential.

4. Due Diligence Notes:

• Investigate the nature and terms of the £124,669 creditors due after more than one year to understand long-term obligations and refinancing risk.
• Review cash flow projections and any planned capital injections or asset disposals to address negative working capital and net liabilities.
• Assess the business plan and contracts underpinning the fixed assets of £181,792 to evaluate revenue generation and operational sustainability.
• Confirm no undisclosed contingent liabilities or related party transactions that might exacerbate financial risk.
• Monitor director backgrounds for any prior insolvency involvement or disqualifications (none apparent here, but prudent to verify).