MRA LAW LTD

Executive Summary

MRA LAW LTD is a newly incorporated private limited company with a solid liquidity position and growing equity base, indicating early financial stability. The company is compliant with filing requirements and shows improving net current assets, but its limited operating history and single-director control warrant further due diligence to assess long-term sustainability and governance.

MRA LAW LTD - Analysis Report

Company Number: 14573846

Analysis Date: 2025-07-29 18:01 UTC

1. Risk Rating: LOW
   The company demonstrates a positive net asset position and net current assets, with no overdue filings or administration issues. The balance sheet shows improving working capital and shareholder funds, suggesting a stable financial position for a company incorporated recently.

2. Key Concerns:

• Limited operating history: Incorporated in 2023, the company has a short track record making long-term stability assessment challenging.
• Small scale: The company has only one employee (the director) and minimal fixed assets, which may limit operational capacity and growth potential.
• Concentration of control: 100% ownership and voting rights held by a single director could pose governance risks and limit oversight.

3. Positive Indicators:

• Strong liquidity: Cash reserves remain significant (£27k as of Jan 2025), and net current assets have increased notably from £15k to £32k year-on-year.
• Compliance: Accounts and confirmation statements are filed on time with no overdue notices or penalties.
• Growing retained earnings: Shareholders’ funds more than doubled from £15,703 to £33,308 within a year, reflecting positive retained earnings accumulation.

4. Due Diligence Notes:

• Investigate the nature of “other debtors” (£16,638 in 2025) to confirm collectability and whether these represent related party transactions or ongoing receivables.
• Review client base and revenue streams to assess sustainability given the small team size and limited assets.
• Confirm the absence of any contingent liabilities or off-balance sheet risks not disclosed in the financial statements.
• Understand director’s experience and reputation given sole control and responsibility for company operations.