MRCMRODRIGUEZJR LTD

Executive Summary

MRCMRODRIGUEZJR LTD is a newly formed micro-entity with limited financial history and modest net assets, showing no operational activity or employees. The company’s current financial position and lack of trading evidence do not support credit extension at this time. Future monitoring should focus on operational progress and improved liquidity before reconsidering credit facilities.

MRCMRODRIGUEZJR LTD - Analysis Report

Company Number: 14863950

Analysis Date: 2025-07-20 11:05 UTC

1. Credit Opinion: DECLINE
   MRCMRODRIGUEZJR LTD is a very recently incorporated micro-entity with minimal operating history and no employees. The company reported modest net current assets of £9,218 and net assets of the same amount as of its first financial year end (May 2024). With no turnover or profit data available and no operational scale, the business lacks demonstrated capacity to generate sufficient cash flow to service debt obligations. Given the absence of trading history, limited asset base, and no evidence of financial resilience or growth trajectory, extending credit at this stage is high risk.

2. Financial Strength:
   The balance sheet shows a small net asset base (£9,219) composed solely of current assets (£34,609) less current liabilities (£25,391). There are no fixed assets or long-term assets recorded. The company has no share capital paid in (called up share capital not paid: £1, likely minimal or nominal). Shareholders’ funds entirely reflect the net assets. This weak capital structure and limited asset base provide little cushion against financial stress.

3. Cash Flow Assessment:
   Current assets exceed current liabilities by £9,218, indicating positive working capital on paper. However, the absence of employees and no reported turnover suggest limited or no operating cash inflows. Liquidity is marginal and reliant on the owner’s equity or external funding injections. The company will require ongoing capital support to maintain operations and meet any financial commitments.

4. Monitoring Points:

• Monitor upcoming annual accounts and confirmation statement filings for evidence of trading activity and improved financial metrics.
• Track working capital trends and any changes in current liabilities that may impact liquidity.
• Review director’s conduct and related party transactions given sole control by one individual.
• Assess any changes in business scale, such as hiring employees or increasing asset base, which could enhance creditworthiness.