MRZ IMPORTS & EXPORTS LTD

Executive Summary

MRZ IMPORTS & EXPORTS LTD is a dormant private limited company with no trading activity or financial performance since incorporation. Its balance sheet is nominal, and there is no evidence of cash generation or management experience to support credit risk. Consequently, credit facilities are not recommended at this stage. Ongoing monitoring should focus on any transition to active trading and financial disclosures.

MRZ IMPORTS & EXPORTS LTD - Analysis Report

Company Number: 13150409

Analysis Date: 2025-07-29 21:07 UTC

1. Credit Opinion: DECLINE
   MRZ IMPORTS & EXPORTS LTD is a dormant company with minimal financial activity since incorporation in 2021. The company shows no trading history, revenues, or profits, and its balance sheet reflects nominal assets (£100) with no liabilities. The director is a student with no evident business experience. Given the absence of financial performance, trading history, or cash flow generation, there is no basis to support credit exposure or lending facilities at this time.

2. Financial Strength:
   The balance sheet is nominal and static, showing £100 in current assets and net assets over the last four years. There are no fixed assets, no liabilities, and no shareholders’ funds beyond the initial £100 share capital. The company has filed dormant accounts, which means no business operations have occurred. This indicates no financial capacity or strength to service debt or absorb shocks.

3. Cash Flow Assessment:
   Cash flow is negligible and static at £100, reflecting the initial capital only. There is no evidence of operating cash inflows or outflows, working capital, or liquidity beyond this nominal amount. The absence of trading activity means no cash generation to meet debt service or operational expenses.

4. Monitoring Points:

• Monitor any change from dormant status to active trading, including new filings showing turnover, assets, or liabilities.
• Monitor director appointments and changes, especially if experienced management is introduced.
• Watch for any filings indicating financial activity or capital injections that could improve creditworthiness.
• Monitor overdue filings or compliance issues that could signal governance concerns.