MS CONTENT CREATOR LTD

Executive Summary

MS Content Creator Ltd is a micro-entity with a positive net asset position and modest working capital, indicating the ability to meet short-term liabilities. Although its trading history is limited due to recent incorporation, no immediate credit risks are evident. Approval for limited credit facilities is recommended with close monitoring of financial performance and liquidity going forward.

MS CONTENT CREATOR LTD - Analysis Report

Company Number: 14762431

Analysis Date: 2025-07-29 12:42 UTC

1. Credit Opinion: APPROVE
   MS Content Creator Ltd is a newly incorporated micro-entity with a very modest asset base and minimal liabilities. The company shows positive net assets and working capital, indicating the capacity to meet short-term obligations. Given its micro status, low complexity, and sole director/shareholder structure, the credit risk is low at this stage. However, the company’s limited trading history and small scale suggest credit facilities should be modest and monitored closely.

2. Financial Strength:
   The balance sheet as of 31 March 2024 shows fixed assets of £1,352 and current assets of £53,201 against current liabilities of £46,257, resulting in net current assets (working capital) of £6,944. Net assets and shareholders’ funds stand at £8,296. The positive working capital and net asset position reflect a sound but very small financial base. The company’s micro status means limited financial information is available, but no red flags emerge from current data.

3. Cash Flow Assessment:
   Current assets largely exceed current liabilities, providing a modest buffer for liquidity needs. The positive net current assets imply the company can cover short-term liabilities. However, detailed cash flow statements are not provided, so ongoing liquidity depends on trading performance and cash management by the sole director. Monitoring cash flow closely is advisable given the company’s infancy and low asset base.

4. Monitoring Points:

• Growth in turnover and profitability to confirm viability and capacity to service credit.
• Changes in working capital and liquidity ratios to detect any emerging cash flow stress.
• Timely submission of future accounts and confirmation statements to ensure compliance and transparency.
• Director’s management of financial obligations, given the sole director/shareholder structure.
• Any significant changes in liabilities especially short-term debt levels.