MS MARINE CONSULTANTS LIMITED

Executive Summary

MS Marine Consultants Limited is a small, micro-entity company with stable but very modest financial resources and good regulatory compliance. While solvency and liquidity appear adequate, limited disclosure and ownership concentration pose governance and transparency concerns. Further insight into profitability and operational sustainability is recommended to support investment confidence.

MS MARINE CONSULTANTS LIMITED - Analysis Report

Company Number: 14025434

Analysis Date: 2025-07-29 16:16 UTC

1. Risk Rating: LOW
   The company’s financials show modest net current assets and positive shareholders’ funds that increased from £1,067 to £3,914 over two years, indicating a stable (albeit small scale) financial position. Filings are up to date with no overdue accounts or confirmation statements, and the company is active with a single director who also controls the company fully. The micro-entity status limits reporting detail but does not raise immediate solvency or liquidity concerns.

2. Key Concerns:

• Limited Scale and Growth: The company operates with minimal assets (£15k current assets) and a single employee, restricting operational scale and potential revenue generation.
• Lack of Profit & Loss Disclosure: The director has elected not to file profit and loss accounts, reducing transparency on profitability and cash flow trends.
• Concentration Risk: Full ownership and control by one individual (director Mr. Marek Fisher) represent governance concentration risk; decisions and financial resilience depend heavily on one person.

3. Positive Indicators:

• Solvency and Liquidity: Current assets exceed current liabilities, producing positive net current assets (£3,914), indicating the company can meet short-term obligations.
• Timely Compliance: No overdue filings; accounts and confirmation statements are submitted on time, reflecting good regulatory compliance.
• Micro-entity Reporting: The company benefits from simplified reporting standards (FRS 105), which reduces administrative burden and filing costs, aligning with its small scale.

4. Due Diligence Notes:

• Request or review underlying profit and loss data or management accounts to assess revenue, profitability, and cash flow trends.
• Verify the nature of current assets (cash, receivables, etc.) to confirm liquidity quality.
• Evaluate the director’s background and any potential related party transactions due to ownership concentration.
• Assess business model sustainability given the small scale and single employee; confirm client base and pipeline.
• Monitor future filing compliance for consistency and any changes in financial position.