Company Number: 14253087

Analysis Date: 2025-07-20 14:09 UTC

1. Risk Rating: HIGH
   MSJL LTD presents a high-risk profile primarily due to its lack of reported assets, liabilities, and equity over multiple years, coupled with no turnover or employees. The absence of financial substance raises concerns about its ability to meet obligations or sustain operations.

2. Key Concerns:

• Zero Financial Metrics: The company reports £0 net assets, net current assets, and shareholders’ funds consistently, suggesting no operational activity or financial backing.
• No Employees or Revenue: Average employee count is zero and turnover is not disclosed, indicating no active trading or business operations.
• Reliance on Director Loans: The only liability noted is a nominal director loan (£1), which is minimal and may not signify meaningful financial support.

3. Positive Indicators:

• Compliance with Filings: The company is active and up to date with accounts and confirmation statement filings, with no overdue submissions or penalties.
• Exemption from Audit: Being a small company by threshold and filing under Small Entities regime simplifies reporting and indicates a smaller scale of operations.
• Clear Accounting Policies: The accounts conform to FRS 102 Section 1A, with no material departures, suggesting adherence to standard financial reporting frameworks.

4. Due Diligence Notes:

• Investigate Business Activity: Confirm whether MSJL LTD has commenced trading or has any contracts or orders, given zero turnover and employees.
• Director Background and Intentions: Review director’s credentials and plans for the company to assess viability and strategic intent.
• Financial Support and Future Funding: Determine if there is access to capital or plans for funding to support operations beyond nominal figures.
• Purpose of the Company: Clarify the business model or project stage, as it may be newly formed or dormant in practice despite active status.