Company Number: 15504621

Analysis Date: 2025-07-20 18:57 UTC

1. Risk Rating: MEDIUM
   Justification: MSLIY LTD is a newly incorporated micro-entity with limited financial history. The company shows modest net assets (£813) and positive net current assets (£2,813), suggesting initial solvency. However, the presence of £2,000 creditors due after more than one year indicates some longer-term liabilities which may impact future cash flow. The lack of employees and minimal asset base increase operational risk.

2. Key Concerns:

• Limited Financial History: Incorporated in February 2024, the company has less than two years of operational data, restricting the ability to assess financial trends or stability.
• Low Net Asset Base: Net assets of only £813 indicate a very thin equity buffer, increasing vulnerability to unexpected expenses or losses.
• Long-term Creditors: £2,000 creditors due after more than one year could pressure liquidity if not properly managed, especially with minimal current assets.

3. Positive Indicators:

• Positive Net Current Assets: Current assets exceed current liabilities by £2,813, indicating the company can meet short-term obligations as of the latest accounts.
• Compliance: Both accounts and confirmation statements are filed on time with no overdue filings noted, suggesting good regulatory compliance.
• Clear Ownership and Control: Single director and 75-100% shareholding by Mina Asaad Ibrahim Mikhael provides clarity on control and decision-making.

4. Due Diligence Notes:

• Review business plan and revenue model to understand the sustainability and expected cash flow generation given zero employees and small asset base.
• Clarify nature and terms of long-term creditors (£2,000) to assess impact on future cash flow and solvency.
• Monitor future filings for changes in financial position or operational scale as the company matures beyond the initial micro-entity phase.
• Investigate director’s background and any potential related-party transactions given sole ownership and control.