MUHAMMAD A LIMITED

Executive Summary

MUHAMMAD A LIMITED is a dormant private limited company with no trading activity or meaningful financial assets, resulting in no demonstrated ability to service credit facilities. Given the lack of financial strength and absence of cash flow, credit extension is not recommended at this time. Future credit consideration should await evidence of profitable trading and improved liquidity.

MUHAMMAD A LIMITED - Analysis Report

Company Number: 13801273

Analysis Date: 2025-07-29 17:27 UTC

1. Credit Opinion: DECLINE. MUHAMMAD A LIMITED is a dormant company with negligible financial activity as evidenced by the dormant accounts filed for 2024 and minimal reported assets and liabilities. There is no operating history or financial performance to support creditworthiness or ability to service debt. The company’s net assets and cash balance stand at £1, indicating no available capital or working capital to support business operations or debt repayment. Without trading activity or financial data demonstrating revenue generation and cash flow, extending credit is not advisable.

2. Financial Strength: The company maintains a minimal balance sheet with net assets of £1 and cash of £1 as of the latest accounts. Previously reported figures from 2021 and 2023 show some current assets and liabilities, but recent filings confirm the company is dormant under Companies Act exemptions. The balance sheet is effectively non-operational, with no fixed or current assets of significance and no retained earnings or reserves to provide financial buffer.

3. Cash Flow Assessment: Cash flow is effectively non-existent, as the company has not reported any trading activity or operational cash inflows/outflows. The working capital position is inconsequential due to the dormant status and nominal current asset and liability balances. There is no evidence of liquidity to meet any short-term obligations or to support business growth or loan repayment capacity.

4. Monitoring Points:

• Should the company resume trading, assess updated financial accounts for profitability, cash flow, and working capital adequacy.
• Monitor filing compliance to ensure ongoing transparency.
• Review any changes in ownership or management that might impact business direction or financial risk.
• Watch for any director conduct records or adverse regulatory actions.
• Evaluate new financial data before reconsideration of credit exposure.