MUIRSON CONSULTING LIMITED

Executive Summary

Muirston Consulting Limited exhibits strong financial health with growing net assets and solid liquidity, reflecting sound cash flow management. The single director's full control enhances governance clarity, supporting a favorable credit stance. Continued monitoring of operational performance and working capital management is advised to sustain creditworthiness.

MUIRSON CONSULTING LIMITED - Analysis Report

Company Number: 14385007

Analysis Date: 2025-07-29 20:08 UTC

1. Credit Opinion: APPROVE
   Muirson Consulting Limited demonstrates a positive financial trajectory with significant growth in net assets and working capital over two years. The company’s micro-entity status and small operational scale limit complexity and risk exposure. The director holds full ownership and control, providing clear accountability. No overdue filings or negative director conduct records are noted. Given the strong liquidity position and improved balance sheet, the company appears capable of servicing debt obligations.

2. Financial Strength:
   The balance sheet shows a solid improvement in net assets from £7,249 in 2023 to £56,762 in 2024, reflecting retained earnings or capital injection. Fixed assets are minimal (£2,058), appropriate for a consultancy, with current assets primarily cash or receivables at £141,669 against current liabilities of £86,965. The net current assets of £54,704 indicate a comfortable buffer to meet short-term obligations. Shareholders’ funds align with net assets, suggesting no hidden liabilities.

3. Cash Flow Assessment:
   The company maintains strong liquidity, with current assets substantially exceeding current liabilities. Net working capital has increased markedly, signaling improved operational cash flow or capital funding. The small employee base (1 staff member) reduces payroll burden. There is no indication of cash flow stress or dependency on external financing. This liquidity profile supports regular debt servicing and operational resilience.

4. Monitoring Points:

• Maintain close oversight of debtor collections and creditor payment terms to preserve working capital.
• Monitor turnover and profitability trends as detailed P&L data is unavailable; growth sustainability should be confirmed.
• Track any changes in director or ownership structure that could affect governance or risk profile.
• Ensure ongoing compliance with filing deadlines to avoid penalties and reputational risk.