MVBPROPERTY LTD

Executive Summary

MVBPROPERTY LTD, a recently incorporated micro-entity focused on real estate letting, currently exhibits a high risk profile due to negative net assets and substantial long-term liabilities. While regulatory compliance is maintained, limited operational history and financial strain raise concerns about solvency and liquidity. Further inquiry into creditor terms and business operations is advised to assess sustainability.

MVBPROPERTY LTD - Analysis Report

Company Number: 15020054

Analysis Date: 2025-07-29 20:34 UTC

1. Risk Rating: HIGH
   The company shows a negative net asset position and significant long-term liabilities exceeding current assets, indicating solvency concerns. Given its recent incorporation and micro-entity status with no employees, operational stability is uncertain.

2. Key Concerns:

• Negative Net Assets: The balance sheet reports net liabilities of £3,808, reflecting financial strain.
• High Long-Term Creditors: Creditors due after one year total £110,137, surpassing total assets less current liabilities, raising doubts about long-term solvency.
• No Employees and Early Stage: Incorporated in July 2023 with zero employees, the company may have limited operational history and cash flow generation capacity, increasing risk.

3. Positive Indicators:

• Timely Filing Compliance: Accounts and confirmation statements are up to date with no overdue filings, suggesting good regulatory compliance.
• Shareholder Control Clearly Defined: Two directors hold equal significant control, which may facilitate decisive governance.
• Fixed Assets Ownership: The company holds fixed assets valued at £78,000, indicating some capital investment.

4. Due Diligence Notes:

• Investigate the nature and terms of the £110,137 creditors due after one year to understand repayment obligations and potential refinancing risks.
• Clarify the cause of negative net assets and whether additional capital injections or equity funding are planned.
• Assess business model viability given zero employees and whether the company has commenced trading or has contracts/leases generating revenue.
• Review any director personal guarantees or related party transactions that may impact financial risk.