MY INVEST PROPERTY RUNNING COMPANY LTD

Executive Summary

MY INVEST PROPERTY RUNNING COMPANY LTD is an early-stage property management entity with no recorded revenue and increasing accumulated losses leading to negative net assets and shareholders’ funds. While regulatory compliance is current and governance appears straightforward, the company faces significant solvency and liquidity risks due to minimal cash reserves and growing liabilities. Further due diligence on director loans and business viability is recommended before considering investment.

MY INVEST PROPERTY RUNNING COMPANY LTD - Analysis Report

Company Number: 13845343

Analysis Date: 2025-07-29 20:10 UTC

1. Risk Rating: HIGH
   The company shows sustained and increasing net liabilities, negative shareholders' funds, and no turnover since incorporation. Its ability to meet obligations appears compromised given current liabilities far exceeding current assets and ongoing losses.

2. Key Concerns:

• Negative Net Assets and Shareholders' Funds: The company’s net assets deteriorated from -£2,374 (2024) to -£10,314 (2025), indicating accumulated losses and financial stress.
• Insufficient Liquidity: Cash balances are minimal (£1,038 at 2025 year-end) against rising current liabilities of £11,352 and long-term creditors of the same amount, implying potential cash flow difficulties.
• Lack of Revenue and Operational Activity: The company has recorded zero turnover since incorporation and continues to incur administrative expenses, highlighting an unprofitable and possibly unsustainable business model at this stage.

3. Positive Indicators:

• No Overdue Filings: The company is compliant with filing deadlines for accounts and confirmation statements, which indicates good regulatory discipline.
• Clear Single Director and PSC: The ownership and control structure is transparent with one director who is also the sole shareholder, simplifying governance and decision-making.
• No Indications of Regulatory or Governance Issues: No signs of director disqualification or compliance breaches are evident.

4. Due Diligence Notes:

• Investigate the nature and terms of the £11,352 creditor balance classified as "money owed back to director" to assess any risks related to director loans and repayment plans.
• Clarify the company’s business plan and timeline for generating revenue, considering the ongoing losses and zero turnover since inception.
• Confirm whether there is any external funding or planned capital injections to improve solvency and liquidity.
• Review the director’s capacity to sustain the company operationally and financially, given the minimal employee headcount and cash resources.