Company Number: 12504370

Analysis Date: 2025-07-19 12:22 UTC

1. Risk Rating: LOW

Justification: The company presents consistent shareholder equity of £1.5 million over the last four reported financial years with assets matching liabilities, indicating a stable capital base. There are no overdue filings or signs of regulatory non-compliance, and the company is active with multiple directors and shareholders maintaining control. The absence of employees suggests it operates as a holding company, which aligns with its SIC code.

2. Key Concerns:

• Lack of detailed profit and loss information: The accounts filed are unaudited abridged statements without income statements, limiting insight into operational profitability and cash flows.
• Minimal operational activity: The company reports no employees and only investments on the balance sheet, indicating it is a holding entity with potentially limited direct business activity or revenue generation.
• Concentration of control: Three directors each hold between 25-50% shares, which may present governance risks if disputes arise, although this is common in private entities.

3. Positive Indicators:

• Consistent net assets and shareholder funds at £1.5 million demonstrate financial stability and no erosion of capital.
• Timely filing of accounts and confirmation statements with no overdue submissions reflects good regulatory compliance and governance.
• Presence of multiple directors and clear registered office address provide transparency on management and control.

4. Due Diligence Notes:

• Obtain or review full audited financial statements if available, to assess profitability, cash flow, and liabilities in detail.
• Investigate the nature of investments held, their valuation, and liquidity to confirm asset quality.
• Clarify the company’s role within its group structure and any intercompany transactions or guarantees.
• Review director backgrounds for any adverse conduct records or litigation risks.
• Confirm the absence of contingent liabilities or off-balance sheet exposures.