N5 ACADEMY LTD

Executive Summary

N5 Academy Ltd is a recently formed private company with negligible financial activity and minimal assets, presenting a high risk from a solvency and liquidity standpoint. While compliance with filing requirements is satisfactory, the absence of operational data and financial substance warrants thorough due diligence before considering investment exposure. Close monitoring of future financial disclosures and business development is essential.

N5 ACADEMY LTD - Analysis Report

Company Number: 14965891

Analysis Date: 2025-07-20 13:59 UTC

1. Risk Rating: HIGH
   Justification: The company is newly incorporated (less than 1 year old) with minimal financial activity and extremely limited financial resources (cash and net assets of £1). There is no indication of revenue, profit, or operational scale, which poses a significant risk to solvency and liquidity.

2. Key Concerns:

• Solvency and Liquidity: Current assets and net assets stand at £1, indicating no meaningful working capital or cash reserves to meet obligations or fund operations.
• Operational Viability: No employees and no reported profit or turnover suggest the company is not currently trading or generating revenue. This raises questions about the sustainability of ongoing operations.
• Limited Financial Disclosure: As a newly registered small company, accounts are unaudited and limited in scope, restricting insight into financial health or business plan robustness.

3. Positive Indicators:

• Compliance and Governance: The company has filed accounts and confirmation statements on time with no overdue filings, indicating adherence to statutory obligations.
• Clear Control Structure: One director and person of significant control (PSC), Mr Nadeem Abbas, streamlines decision-making and accountability.
• Exemption from Audit: Appropriate use of small company exemptions in line with statutory thresholds reduces administrative burden.

4. Due Diligence Notes:

• Investigate the company’s business plan, funding sources, and intended revenue model to assess future viability.
• Confirm if any capital injections or related party loans exist off-balance sheet to support operations.
• Verify director background and reputation given sole control and responsibility.
• Monitor future filings for signs of trading activity, turnover, or changes in asset base.
• Assess the market and competitive environment for the SIC code 85590 (Other education not elsewhere classified) to gauge sector risk.