NAIMA HOLDINGS LIMITED

Executive Summary

NAIMA HOLDINGS LIMITED is a newly formed dormant holding company with no operational history or financial substance beyond its nominal share capital. The company currently lacks any financial capacity or cash flow to support credit facilities. Credit approval is not recommended until the company demonstrates active trading and improved financial metrics.

NAIMA HOLDINGS LIMITED - Analysis Report

Company Number: 15162876

Analysis Date: 2025-07-20 18:46 UTC

1. Credit Opinion: DECLINE
   NAIMA HOLDINGS LIMITED is a very recently incorporated holding company with dormant status and minimal financial activity. Its financial statements show only £1 in cash and net assets, indicating no operational or revenue-generating activity. There is no track record of business performance or cash flow generation to support repayment capacity. The company is effectively a shell with no demonstrated ability to service debt or commercial obligations.

2. Financial Strength:
   The balance sheet is extremely limited, reflecting a single £1 share capital and nominal cash balance. There are no assets or liabilities beyond this, and therefore no working capital or financial buffer. The company’s net asset position is minimal and does not provide any cushion against financial stress.

3. Cash Flow Assessment:
   Given the dormant status and cash holding of £1, the company has no operating cash flow or liquidity resources. There is no evidence of receivables, inventory, or other current assets that could support liquidity. The absence of financial activity means there is no capacity to generate cash to meet obligations.

4. Monitoring Points:

• Monitor for any change from dormant status to active trading, including filing of full accounts reflecting operational activity.
• Watch for increases in cash balances, receivables, or other current assets indicating emerging liquidity.
• Track any additional capital injections or external financing that might improve financial strength.
• Review director and shareholder changes to assess governance and control stability.