Company Number: 13441577

Analysis Date: 2025-07-20 16:25 UTC

Financial Health Assessment Report for NATASHA ALLISON PHYSIOTHERAPY LTD
Assessment Date: June 30, 2024

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1. Financial Health Score: C

Explanation:
The company demonstrates modest financial stability with positive net assets and profitability in its latest year. However, turnover remains very low, and the company carries significant long-term liabilities relative to its size. These factors suggest cautious optimism but highlight areas needing attention to strengthen financial health.

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2. Key Vital Signs

Metric	Value (£)	Interpretation
Turnover (Sales Revenue)	10,828	Very low revenue; early-stage or niche market.
Profit for Period	2,434	Positive profit indicates healthy operations despite low sales.
Fixed Assets	11,628	Significant investment in long-term assets, likely equipment or property.
Current Assets	1,132	Low liquid assets, limited cash or receivables.
Current Liabilities	9,493 (long term), 35 (short term)	Majority are long-term liabilities; current liabilities minimal.
Net Current Assets	1,097	Positive working capital, indicating short-term liquidity is adequate.
Net Assets (Equity)	3,232	Positive net worth; equity base is small but growing steadily.
Share Capital	2	Minimal share capital, typical for micro-entities.

Vital Signs Analysis:

• The company is "breathing" with a positive profit and net assets, akin to a patient showing stable vital signs.
• However, turnover is very low, which may indicate limited market penetration or a start-up phase.
• The presence of long-term liabilities (over £9k) signals some debt burden, requiring monitoring to avoid financial distress.
• Working capital is positive, indicating the company can meet short-term obligations without strain.

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3. Diagnosis

Underlying Business Health:
NATASHA ALLISON PHYSIOTHERAPY LTD is a small private limited company operating in the physical well-being sector. The financial "symptoms" suggest a young company still in the early growth or establishment phase:

• Positive cash flow and profitability are good signs of operational viability, showing the business generates more revenue than expenses.
• Fixed assets investment implies the company has committed resources to equipment or property essential to its service delivery, which is healthy if well-utilized.
• Low turnover relative to assets and liabilities indicates the company has not yet scaled revenue to match its asset base, which could stress cash flow if not addressed.
• Long-term liabilities are significant compared to shareholders’ funds, suggesting the company may be relying on debt or loans to finance assets, a potential risk if earnings do not increase.
• No employees reported, indicating a very lean operation, possibly owner-operated, which keeps fixed costs low but may limit growth capacity.

Financial Health Analogy:
The company resembles a patient with stable but low energy levels: it is not critically ill but requires nutritional support (revenue growth) and monitoring to prevent fatigue (liquidity issues) due to its debt load.

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4. Recommendations

To improve financial wellness and build a stronger foundation for growth, the company should consider the following actions:

• Enhance Revenue Generation: Focus on marketing, client acquisition, and service diversification to increase turnover well above the current low level. This will improve cash inflow and reduce reliance on debt.
• Manage Debt Carefully: Explore restructuring long-term liabilities to reduce financial strain or negotiate better terms to improve liquidity. Avoid additional debt unless backed by clear revenue growth plans.
• Optimize Asset Utilization: Ensure fixed assets are fully productive and contributing to revenue. If any assets are underused, consider selling or leasing to improve cash reserves.
• Build Cash Reserves: Maintain or increase working capital to buffer against unexpected expenses and support operational flexibility.
• Consider Staff Planning: With zero employees currently, evaluate if hiring support staff could improve service capacity and revenue potential without overly increasing fixed costs.
• Regular Financial Monitoring: Maintain diligent bookkeeping and review financial metrics regularly to catch early warning signs of distress.

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