NCMP LIMITED

LLOYDS TSB BANK PLC

OMNIBUS GUARANTEE AND SET-OFF AGREEMENT

Lloyds Tsb Bank PLC

Any sum standing to the credit of any one or more of any present or future accounts of the companies or any of them with the bank (including any accounts held in the bank's name with any designation which includes the name(s) of the companies or any of them) whether such accounts be denominated in sterling or in a currency or currencies other than sterling.

LLOYDS BANK PLC

SINGLE DEBENTURE