NET CONSULTING LTD

Hsbc UK Bank PLC

A fixed and floating charge over all assets.

AMICUS COMMERCIAL FINANCE NO. 1 LIMITED

Amicus Commercial Finance No. 1 Limited

1. by way of fixed charge ("the fixed charge"):. (I) all freehold and leasehold land and buildings of the company both present and future including any land and buildings specified in section 2 of the schedule of the agreement and all trade fixtures and fittings and all plant and machinery from time to time in or on any such land or buildings;. (Ii) all intellectual property now owned or at any time hereafter to be owned by the company.

LLOYDS BANK PLC

LLOYDS TSB COMMERCIAL FINANCE LIMITED

ALL ASSETS DEBENTURE

SME INVOICE FINANCE LIMITED

DEBENTURE