NEWMAN PROPERTY SOLUTIONS LTD

Executive Summary

Newman Property Solutions Ltd is a dormant company with no trading history and minimal cash resources, making it unsuitable for credit facilities at this time. Its financial position lacks substance, and there is no evidence of operating cash flow or profitability. Credit approval should be deferred until credible trading data and financial performance become available.

NEWMAN PROPERTY SOLUTIONS LTD - Analysis Report

Company Number: 14503202

Analysis Date: 2025-07-20 16:00 UTC

1. Credit Opinion: DECLINE
   Newman Property Solutions Ltd is a newly incorporated company (Nov 2022) with dormant status and minimal financial activity. The latest accounts confirm the company has not traded, showing only £670 cash and net assets of £670. There is no operating history or revenue to assess repayment capacity. The absence of trading results and working capital indicates an inability to service debt or credit facilities at this stage. As such, credit approval is not recommended until operational trading and financial performance are established.

2. Financial Strength:
   The balance sheet is extremely limited, reflecting a dormant company with only nominal cash and equity capital (£670). There are no fixed or current assets besides cash, no liabilities, and no reserves. This indicates no tangible financial strength or cushion to absorb business risks or cover obligations.

3. Cash Flow Assessment:
   Cash at bank is minimal (£670), with no trading activity to generate cash inflows. The company lacks working capital and has not demonstrated any liquidity to support ongoing operations or debt servicing. Without cash flow history or projections, liquidity risk is very high.

4. Monitoring Points:

• Monitor for filing of first trading accounts to assess revenue, profits, and cash flow generation.
• Track any significant changes in net assets or working capital that indicate business activity.
• Review director and shareholder changes for signs of strategic shifts or capital injections.
• Watch for overdue filings or signs of financial distress as early warning indicators.