NICHOLAS RUDDICK LIMITED

Executive Summary

NICHOLAS RUDDICK LIMITED is a dormant private company with minimal financial activity and a small equity base. It shows strong compliance with filing requirements and no apparent solvency or liquidity risks due to lack of liabilities. Investors should consider the company’s dormant status and limited operational data when assessing its suitability for investment.

NICHOLAS RUDDICK LIMITED - Analysis Report

Company Number: 12602837

Analysis Date: 2025-07-29 14:27 UTC

1. Risk Rating: LOW
   The company is classified as dormant and has minimal financial activity, with a stable but minimal equity base (£100). There are no liabilities or complex financial transactions, indicating negligible solvency or liquidity risk at this stage.

2. Key Concerns:

• Dormant Status: Prolonged dormancy may indicate inactivity or lack of business operations, which could be a concern if the investor expects active trading or revenue generation.
• Minimal Capitalization: Share capital and net assets stand at only £100, providing no financial buffer or indication of operational resources.
• No PSC Information: Absence of disclosed Persons with Significant Control could be a transparency issue, albeit possibly due to the company’s dormant status.

3. Positive Indicators:

• Compliance: Accounts and confirmation statements are filed on time with no overdue filings, demonstrating good regulatory compliance.
• No Liabilities: The balance sheet shows no current liabilities, implying no immediate financial obligations or solvency concerns.
• Established Director: The sole director has been in place since incorporation, reducing governance instability risk.

4. Due Diligence Notes:

• Confirm Intentions: Clarify the company’s future business plans given its dormant status and minimal financial activity.
• PSC Disclosure: Verify whether PSC information is correctly registered or whether further transparency is required.
• Verify Assets: Confirm that no off-balance-sheet liabilities or commitments exist despite dormancy.