NICOLE WILLIAMS ORGANISATIONAL PSYCHOLOGY LIMITED

Executive Summary

Nicole Williams Organisational Psychology Limited shows a materially weakened financial position in its latest accounts, with net assets declining sharply. While still solvent and compliant with filings, the company’s reduced liquidity and single-person management structure elevate risk. Further investigation into operational performance and cash flows is recommended to clarify financial stability.

NICOLE WILLIAMS ORGANISATIONAL PSYCHOLOGY LIMITED - Analysis Report

Company Number: 13261842

Analysis Date: 2025-07-29 14:53 UTC

1. Risk Rating: MEDIUM
   The company exhibits a significant decline in net assets from £5,814 in 2023 to £273 in 2024, indicating weakening financial strength. While it remains solvent with positive net current assets, the steep drop in equity and current assets warrants caution.

2. Key Concerns:

• Deteriorating Financial Position: Net assets have dropped dramatically by over 95% in one year, signaling potential operational or financial stress.
• Significant Reduction in Current Assets: Current assets fell from £10,080 to £2,201, which may impact liquidity and ability to cover short-term obligations.
• Reliance on Single Director and Owner: The company has only one employee/director who also owns the majority shareholding, concentrating operational and governance risk.

3. Positive Indicators:

• Solvent Position Maintained: Current assets still exceed current liabilities, providing positive net working capital.
• No Overdue Filings: Both accounts and confirmation statements are filed on time, indicating compliance with regulatory requirements.
• Micro-entity Status: The company benefits from simplified reporting and possibly lower administrative burden.

4. Due Diligence Notes:

• Investigate causes for the sharp decrease in net assets and current assets between 2023 and 2024—whether from operational losses, asset disposals, or other factors.
• Review cash flow statements and income statements (if available) to assess profitability and cash generation trends.
• Confirm the sustainability of business operations given the minimal staffing and ownership concentration, as well as any reliance on key clients or contracts.
• Verify director conduct records and any related party transactions involving the controlling shareholders.
• Assess contingency plans or financial support arrangements in place to manage liquidity risk.