NORTH WEST LUXURY LIVING LTD

Executive Summary

North West Luxury Living Ltd currently faces high financial risk primarily due to significant liquidity shortfalls and reliance on large creditor balances. While recent balance sheet improvements and regulatory compliance are positive, the company’s limited operational activity and negative working capital highlight solvency vulnerabilities. Further investigation into creditor terms and business operations is essential to fully assess financial stability.

View Full Analysis Report →

Company Analysis

This analysis is opinion only and should not be interpreted as financial advice.

NORTH WEST LUXURY LIVING LTD - Analysis Report

Company Number: 13912148

Analysis Date: 2025-07-29 20:52 UTC

  1. Risk Rating: HIGH
    The company exhibits significant solvency risks with large current liabilities far exceeding current assets, consistent negative net assets until the latest year’s marginal positive equity, and very limited liquidity. The micro-entity status and zero employees also suggest minimal operational scale and cash flow generation capability.

  2. Key Concerns:
    • Persistent negative net current assets and current liabilities exceeding current assets by over £438k in the latest year, raising liquidity concerns.
    • Reliance on substantial long-term creditors (£438k+), indicating potentially high leverage and refinancing risk.
    • Absence of employees and minimal current assets (£435) suggest limited operational activity or cash inflows, which may impair sustainability.

  3. Positive Indicators:
    • Recent improvement in net assets from negative £1,263 to a small positive £2,530, indicating some balance sheet strengthening.
    • Fixed assets have increased significantly (£296k to £444k), potentially reflecting investment in real estate consistent with the company’s SIC codes.
    • No overdue filings and current compliance with Companies House filing requirements demonstrate regulatory diligence.

  4. Due Diligence Notes:
    • Investigate the nature and terms of the substantial creditors falling due after one year to assess refinancing risk and covenant obligations.
    • Clarify the source of funds or business model given zero employees and negligible current assets—determine if the company is asset-holding only or operational.
    • Review directors’ strategy for turning around negative working capital and managing liquidity, including any planned capital injections or asset disposals.
    • Confirm no contingent liabilities or off-balance sheet commitments that could exacerbate solvency concerns.


More Company Information


Follow Company
  • Receive an alert email on changes to financial status
  • Early indications of liquidity problems
  • Warns when company reporting is overdue
  • Free service, no spam emails
  • Follow this company