Company Number: 14121290

Analysis Date: 2025-07-29 18:26 UTC

1. Credit Opinion: DECLINE. Northampton Limited is a dormant company with no trading activity or financial data beyond nominal share capital and net assets of £1. It has no operating history, no revenue, and no demonstrated ability to service debt or sustain business operations. The absence of financial substance and operating performance poses high credit risk and no basis to extend credit facilities.

2. Financial Strength: The balance sheet is minimalistic, showing only £1 in called-up share capital and net assets, reflecting the company’s dormant status. There are no current or fixed assets, liabilities, or reserves reported. This indicates no financial strength or buffer to absorb losses or fund operations.

3. Cash Flow Assessment: As a dormant entity, no cash flow data or working capital exists. The company does not generate income nor incur expenses, so it has no liquidity to meet obligations. Any credit facility would rely solely on external funding or guarantees, which are not evidenced here.

4. Monitoring Points:

• Should the company commence trading, review of subsequent filed accounts and cash flow statements will be necessary.
• Monitor director and PSC status for changes that may affect governance or control.
• Check for any overdue filings or changes in company status that may signal financial distress.
• Observe if the company files full accounts indicating operational activity and financial performance.