NOSH N GO EXPRESS LTD

Executive Summary

NOSH N GO EXPRESS LTD is currently in a fragile financial state with negative net assets and working capital deficits typical of a start-up micro-entity. Though no immediate crisis exists, the company must improve liquidity, consider capital injection, and focus on revenue growth to stabilize its financial health. Proactive financial management and cost control will be critical to moving towards a healthier financial position.

NOSH N GO EXPRESS LTD - Analysis Report

Company Number: 14406115

Analysis Date: 2025-07-29 13:07 UTC

Comprehensive Financial Health Assessment for NOSH N GO EXPRESS LTD

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1. Financial Health Score: D

Explanation:
The company exhibits early-stage symptoms of financial distress, with net current liabilities and negative net assets reported in its first full year. While this is not uncommon for a newly incorporated micro-entity, the current financial position signals caution. The "D" grade reflects vulnerability in liquidity and capital structure, which requires close monitoring and active management.

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2. Key Vital Signs

Metric	Value	Interpretation
Current Assets	£477	Very low liquid assets reflecting limited cash or receivables.
Current Liabilities	£540	Slightly higher than current assets, indicating short-term obligations exceed liquid resources.
Net Current Assets (Working Capital)	-£63	Negative working capital signals potential liquidity strain – the company may struggle to meet short-term debts on time.
Total Assets Less Current Liabilities	-£63	Indicates total assets are insufficient to cover short-term liabilities; a red flag for financial health.
Net Assets / Shareholders Funds	-£63	Negative equity implies accumulated losses or insufficient capital injected, a symptom of financial fragility.
Employee Count	0	No employees reported, which may reduce fixed cost burden but raises questions about operational capacity.

Vital Signs Summary: The company’s balance sheet shows a "symptom of distress" — a negative net asset position and working capital deficit. Given the company's micro-entity status and early life cycle, this may reflect initial start-up phase cash burn rather than chronic illness, but it still demands urgent attention.

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3. Diagnosis

Overall Financial Condition:
NOSH N GO EXPRESS LTD is in the nascent stage of its business lifecycle, incorporated in late 2022, and currently classified as a micro-entity. The financials reveal a fragile balance sheet with a negative net asset base (£-63) and working capital deficit. In medical terms, this is akin to a patient with low blood pressure and signs of dehydration—early warning signs but potentially recoverable if managed well.

The absence of employees suggests a lean operational setup, possibly owner-operated or reliant on contractors. The small scale of operations aligns with the take-away food business model but also likely means limited revenue generation to date. The directors have not required an audit, standard for micro-entities, but this limits external validation of financial health.

The company's ownership and control are concentrated in one individual (Mr. Shabir Sajed), which can be a strength for swift decision-making but also concentrates financial risk.

There is no indication of overdue filings or legal distress (no liquidation, administration, or receivership), which is positive.

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4. Recommendations

To improve financial wellness and move from fragile to healthy financial status, the following steps are advised:

• Improve Liquidity Management:
  Actively monitor cash flow to ensure current liabilities can be met promptly. Consider strategies to boost cash reserves, such as tighter credit control or negotiating longer payment terms with suppliers.

• Capital Injection or Financing:
  Address the negative equity by injecting additional capital or seeking external financing. This will strengthen the balance sheet and support operational growth.

• Revenue Growth Focus:
  Develop marketing and sales strategies to increase turnover. For a take-away food business, this could include promotions, delivery partnerships, or expanding product offerings.

• Cost Control:
  Maintain a lean cost structure to avoid exacerbating losses. If operational scale increases, ensure fixed and variable costs are controlled relative to revenue growth.

• Regular Financial Review:
  Set up monthly financial reviews to catch early symptoms of financial stress. Use simple cash flow forecasts to anticipate liquidity needs.

• Seek Professional Advice:
  Engage a financial advisor or accountant to assist with financial planning, particularly around tax efficiency and potential grant funding available for micro-entities and start-ups.

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