NU KNOW LTD

Executive Summary

NU KNOW LTD is a newly established micro-entity currently operating without tangible assets or cash reserves, balanced by accrued income and liabilities. The company is in a fragile financial stage typical of start-ups, requiring focused efforts on cash flow conversion and revenue growth to improve its financial health. Maintaining regulatory compliance and prudent financial management will be key to its progression towards financial stability.

NU KNOW LTD - Analysis Report

Company Number: 14858711

Analysis Date: 2025-07-29 19:50 UTC

Financial Health Assessment: NU KNOW LTD

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1. Financial Health Score: D

Explanation:
NU KNOW LTD is a newly incorporated micro-entity with only its first set of annual accounts filed. The financial metrics indicate a start-up stage with no tangible assets or working capital and liabilities equal to accrued income. The absence of revenue or cash assets suggests early-stage operations without established cash flow. Thus, the company is currently in a fragile financial position with limited operational history.

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2. Key Vital Signs

Metric	Value	Interpretation
Fixed Assets	£0	No long-term assets; typical for start-up phase.
Current Assets	£0	No cash or receivables recorded; cash flow may be constrained.
Prepayments and Accrued Income	£10,159	Income recognized but not yet received; potential revenue to be realized.
Current Liabilities	£10,159	Liabilities matching accrued income; zero net current assets.
Net Current Assets	£0	No working capital buffer; risk of liquidity strain.
Net Assets / Shareholders’ Funds	£0	No equity accumulation yet; company is breaking even at best.
Number of Employees	1	Very small operation, likely founder-run.

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3. Diagnosis: What the Financial Data Reveals About Business Health

NU KNOW LTD is in an embryonic stage — with no tangible assets, cash balances, or net working capital, it resembles a patient in the initial stage of treatment. The balance sheet "symptom" shows accrued income balanced by equal liabilities, indicating potential receivables that have yet to convert into cash. This "healthy cash flow" symptom is more theoretical at this stage because the company has not yet demonstrated cash inflows or profitability.

The company’s size (micro-entity) and single employee suggest limited operational scale and resources. The director is also the sole significant controller, implying centralized decision-making but limited financial diversification.

The absence of overdue filings and compliance adherence is a positive sign, showing regulatory discipline and no immediate external financial distress.

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4. Prognosis: Future Financial Outlook Based on Current Indicators

If NU KNOW LTD successfully converts accrued income into cash and secures additional revenue streams, it can build a healthier balance sheet and positive working capital. However, the current zero-net-asset position and lack of cash reserves mean the company is vulnerable to operational hiccups or unexpected expenses.

Growth prospects hinge on the ability to generate sustainable income from its educational support and social sciences research activities. Close monitoring of cash flow and early investment in revenue-generating activities are critical to improving financial resilience.

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5. Recommendations: Specific Actions to Improve Financial Wellness

• Build Cash Reserves: Prioritize converting accrued income into actual cash to avoid liquidity “symptoms” like payment delays or inability to meet liabilities.
• Develop Revenue Streams: Accelerate client acquisition or project delivery to move beyond start-up phase and generate recurring income.
• Financial Planning: Implement detailed cash flow forecasting to anticipate funding gaps and plan for working capital needs.
• Seek Funding if Needed: Explore options for seed funding, grants (especially in education/research sectors), or director loans to strengthen the balance sheet.
• Maintain Compliance: Continue timely filing and statutory compliance to avoid penalties or reputational damage.
• Monitor Expenses: Keep operational costs minimal until revenue streams stabilize to reduce financial strain.

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