Company Number: 15126575

Analysis Date: 2025-07-20 11:43 UTC

1. Credit Opinion: CONDITIONAL APPROVAL
   Numberscraft Limited is a newly incorporated micro-entity with minimal operating history and very limited financial data. The company's net assets stand at only £181, indicating a very thin equity base. While the company currently has positive net current assets (£2,524 - £2,343 = £181), the absolute amounts are very small, reflecting limited financial resources. The sole director and controlling shareholder is Mr. Premal Vora, who appears to have full ownership and control. Given the company's early stage, the lack of employees, and minimal financial scale, credit approval can be considered on a conditional basis pending further evidence of revenue generation, profitability, and cash flow stability.

2. Financial Strength:

• Total assets less current liabilities is £2,524, but after accounting for creditors due after more than one year (£2,343), net assets reduce to a mere £181.
• Shareholders' funds of £181 reflect minimal capital injection or retained earnings.
• No long-term fixed assets or significant resources are evident.
• The company operates under micro-entity reporting exemptions, indicating small scale and limited filing requirements.
• The balance sheet suggests a fragile financial structure with very little buffer to absorb adverse events.

3. Cash Flow Assessment:

• Current assets are £2,524 with current liabilities at £2,343, providing a slim working capital surplus of £181.
• No employees are reported, implying low operating expenses currently.
• The small working capital and equity base raise concerns about liquidity if the company needs to scale operations or face unexpected costs.
• No detailed cash flow statement is available, but the minimal financial figures imply tight liquidity.

4. Monitoring Points:

• Revenue and profitability trends in subsequent accounting periods to assess business viability and growth.
• Cash flow generation and working capital management to ensure ongoing liquidity.
• Changes in capital structure or additional funding injections to strengthen financial base.
• Creditors and payment behavior, especially any increase in liabilities or overdue payables.
• Director conduct and governance, since a single director controls the business entirely.