Company Number: 14386813

Analysis Date: 2025-07-29 12:24 UTC

Financial Health Assessment Report for NUMERINT LIMITED

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1. Financial Health Score: B

Explanation:
NUMERINT LIMITED demonstrates a positive turnaround in financial health over its short operating history. Starting with negative net assets and shareholders’ funds in its first two years, the company achieved a healthy net asset position (£7,276) in the latest financial year. This improvement reflects effective management of working capital and liabilities. However, the scale of operations remains small (micro entity) with modest absolute figures, and some caution is warranted given limited financial history and the absence of profit and loss data. The score “B” indicates good financial health with room for growth and further strengthening.

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2. Key Vital Signs

Metric	2024 (£)	2023 (£)	Interpretation
Current Assets	17,145	1,107	Strong increase in liquid assets, indicating improved cash or receivables position ("healthy cash flow").
Current Liabilities	9,869	1,800	Increase in short-term obligations, but manageable given asset growth.
Net Current Assets	7,276	(693)	Positive working capital now, a key sign of liquidity and ability to meet short-term debts ("no symptoms of distress").
Net Assets / Shareholders Funds	7,276	(1,209)	Shift from negative to positive net worth indicates the company has moved from a state of financial strain to solvency.
Number of Employees	3	3	Stable workforce size, consistent with the micro entity status.

Additional Notes:

• The company has no long-term liabilities reported in 2024, removing a previous burden of £1,800.
• Positive net assets imply the company’s assets exceed liabilities, a fundamental marker of business health.
• The absence of profit and loss data limits assessment of profitability trends, but balance sheet improvements are promising.

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3. Diagnosis

NUMERINT LIMITED shows clear signs of financial recovery and stabilization. The company moved from a deficit net asset position (negative shareholders’ funds) in the first two years to a positive net asset position by its third year, indicating improved capital structure and likely better cash management or increased capital injections.

• The healthy net current assets indicate the company can comfortably cover its short-term debts, reducing liquidity risk.
• The removal of long-term creditors suggests active debt management or repayment.
• The growth in current assets, likely cash or receivables, can be seen as a "strong heartbeat" reflecting operational efficiency or recent capital input.
• The small scale (micro entity) means the company is still in early stages, so the financial "pulse" is delicate but steady.

Potential Symptoms to Monitor:

• The company’s reliance on a small team and limited asset base could be vulnerable to market shocks.
• Lack of available profit and loss data means profitability and operational cash flow cannot be fully evaluated — this could mask underlying issues or strengths.

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4. Recommendations

To improve financial wellness and ensure long-term health, NUMERINT LIMITED should consider:

1. Maintain Strong Working Capital Management:
   Continue to monitor and optimize cash flow cycles, ensuring receivables are collected promptly and liabilities managed efficiently.

2. Generate and Report Profit & Loss Data Transparently:
   While micro-entity provisions allow simplified reporting, providing a profit and loss statement can aid stakeholders in understanding operational viability and guide internal decision-making.

3. Build Financial Resilience:
   Aim to increase net assets and cash reserves to buffer against unexpected expenses or economic downturns, akin to building "immune strength" for the business.

4. Strategic Growth Planning:
   With a positive balance sheet, explore opportunities for growth or diversification within software publishing, ensuring careful risk assessment and alignment with core competencies.

5. Regular Financial Health Checks:
   Periodically review financial metrics and governance practices to detect early signs of distress and adapt strategies proactively.

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