OA GROUP LTD

Executive Summary

OA GROUP LTD is a newly formed dormant company with negligible financial footprint and no trading history, rendering it unsuitable for credit facilities at this stage. The balance sheet shows minimal assets and no working capital, reflecting no operational activity or cash flow. Credit approval is declined pending evidence of business commencement and financial performance.

OA GROUP LTD - Analysis Report

Company Number: 15349402

Analysis Date: 2025-07-29 18:29 UTC

1. Credit Opinion: DECLINE
   OA GROUP LTD is a newly incorporated private limited company with dormant status for its first financial year ending 31 December 2024. The company has minimal financial activity, showing nominal current assets of £1 and net assets of £1, indicating no operational revenue or trading history. Without trading results, cash flow, or financial performance data, it is not possible to assess the company’s ability to service debt or meet credit obligations. The absence of employees and operational data increases the risk profile significantly. Approval for credit facilities at this stage would be unwarranted without further evidence of business activity and financial stability.

2. Financial Strength:
   The balance sheet reflects a company in its infancy with virtually no assets or liabilities beyond the nominal share capital of £1. There are no fixed assets, no stock of significance, and net current assets stand at £1, effectively zero working capital. Shareholders’ funds equal the called-up share capital, confirming no retained earnings or reserves. The financial strength is minimal and does not support any borrowing or credit risk exposure.

3. Cash Flow Assessment:
   No cash flow data is available. The dormant status suggests no operational cash inflows or outflows. Working capital is non-existent, and therefore liquidity is insufficient to support trade or debt servicing. The company likely depends on equity injections or external funding to commence operations.

4. Monitoring Points:

• Monitor future filing of accounts for commencement of trading and revenue generation.
• Watch for changes in net assets and working capital indicating business activity.
• Review director’s reports and strategic outlook in subsequent filings for business plans and credit risk mitigation.
• Monitor director and significant control changes for management stability and governance.