OCULUS CONSULTANCY LIMITED

Executive Summary

Oculus Consultancy Limited shows a solid financial footing typical of a micro-entity in specialist medical consulting, with strong liquidity and positive equity growth. The company’s financial health is stable, with no signs of distress, though growth opportunities exist through reinvestment and human capital expansion. Continued prudent financial management will support sustained wellness and scalability.

OCULUS CONSULTANCY LIMITED - Analysis Report

Company Number: 12618625

Analysis Date: 2025-07-20 18:07 UTC

Financial Health Assessment for OCULUS CONSULTANCY LIMITED

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1. Financial Health Score: B

Explanation:
Oculus Consultancy Limited demonstrates stable and improving financial health typical of a micro-entity in the medical consultancy sector. The company shows solid net asset growth and strong working capital, indicating a generally healthy financial position with room for further strengthening. However, the relatively small asset base and lack of employees suggest limited operational scale, which warrants cautious optimism.

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2. Key Vital Signs

Metric	2024 Value (£)	Interpretation
Fixed Assets	3,508	Small asset base consistent with consultancy services; stable but slightly decreased from prior year.
Current Assets	27,384	Healthy level of liquid assets (cash, receivables) to cover short-term obligations.
Current Liabilities	9,342	Manageable short-term debts; decreased significantly from previous year (16,228).
Net Current Assets (Working Capital)	18,042	Strong positive working capital, indicating good short-term liquidity and operational flexibility.
Net Assets (Equity)	21,550	Positive equity base, showing accumulated retained earnings and shareholder funds growth.
Share Capital	100	Minimal paid-up capital, typical for a micro private limited company.
Average Number of Employees	0	No employees reported; likely consultants or directors manage operations.

Interpretation of Vital Signs:

• Working capital ("healthy cash flow") is robust, indicating the company has sufficient short-term assets to meet its liabilities without liquidity strain.
• Steady net assets growth from £15,478 in 2021 to £21,550 in 2024 suggests retained profits or capital injections, indicative of sustained business viability.
• The decrease in fixed assets might suggest disposal or depreciation of equipment but is not alarming given the consultancy nature of the business.
• The absence of employees might mean reliance on directors or subcontractors, which may limit scalability but keeps overheads low.

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3. Diagnosis: Financial Condition Assessment

The financial "vitals" of Oculus Consultancy Limited present a picture of a financially stable, small-scale consultancy practice with a strong liquidity position and positive equity base. The company exhibits "symptoms of sound financial health" such as consistent net asset growth and comfortable working capital. The business is not burdened with excessive short-term liabilities, which reduces risk of cash flow distress.

The company’s classification as a micro-entity and its limited asset base are consistent with the nature of specialist medical consulting activities, which typically require minimal physical assets and can operate leanly. The zero reported employee count suggests the directors themselves provide the consulting services, keeping cost overheads minimal and maintaining a flexible cost structure.

There are no signs of financial distress or insolvency risk based on the latest filings; the company is current with all filings and not in liquidation or administration.

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4. Recommendations: Improving Financial Wellness

• Maintain strong liquidity management: Continue to monitor working capital closely to ensure the company can cover operating needs and unexpected expenses without difficulty.
• Consider modest asset reinvestment: Evaluate opportunities to invest in technology or software that could enhance service delivery and client engagement, which may improve operational efficiency.
• Explore growth through human capital: Given the zero employee count, consider strategic hiring or formalizing subcontractor arrangements to increase capacity and revenue potential.
• Retain profits prudently: Build up retained earnings to strengthen equity and provide a buffer for future expansion or economic uncertainty.
• Regular financial reviews: Conduct periodic financial health check-ups to identify any emerging "symptoms" early, such as tightening liquidity or increasing liabilities.
• Monitor regulatory compliance: Continue timely filing of accounts and confirmation statements to avoid penalties and maintain good standing.

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