OCULUS WEALTH MANAGEMENT (GREATER LONDON) LIMITED

Executive Summary

Oculus Wealth Management (Greater London) Limited is a recently established micro-entity with sound initial solvency and compliance status. While early financials show positive net assets and no overdue filings, limited trading history and reliance on a single director-owner warrant close monitoring of cash flow and governance practices. Overall, the company appears low risk at this stage but further operational due diligence is recommended.

OCULUS WEALTH MANAGEMENT (GREATER LONDON) LIMITED - Analysis Report

Company Number: 14808875

Analysis Date: 2025-07-29 21:23 UTC

1. Risk Rating: LOW
   The company is newly incorporated with a micro-entity filing status and shows positive net current assets and net assets, indicating initial solvency. There are no overdue filings or liquidation status, and it benefits from a director with relevant financial planning qualifications.

2. Key Concerns:

• Limited operating history (incorporated April 2023) restricts assessment of business sustainability and cash flow patterns.
• Reliance on a single director (Mr Dhan Sharma) with 75-100% ownership and related-party loan exposure (£215) could pose governance and financial risk.
• Dividend payment (£29,000) relative to net assets (£43,196) is significant for a start-up and may impact liquidity if not supported by strong cash inflows.

3. Positive Indicators:

• Positive net current assets (£48,720) and net assets (£43,196) suggest the company currently meets its short-term obligations.
• No overdue statutory filings or compliance issues reported, indicating good regulatory adherence.
• Director’s professional background as a Chartered Financial Planner aligns well with the company’s financial services industry (SIC 64999).

4. Due Diligence Notes:

• Review cash flow statements and underlying client contracts or revenue sources to confirm operational viability and liquidity beyond the micro-entity balance sheet snapshot.
• Investigate the nature and terms of the director loan, including repayment plans and any risk of related-party transactions affecting financial stability.
• Monitor dividend policy in relation to profitability and cash reserves, particularly given the company’s infancy and limited capital base.