OI UPSTREAM LIMITED

Executive Summary

OI UPSTREAM LIMITED is a newly formed micro-entity with minimal financial resources and a net asset value of £1. While it maintains regulatory compliance, the company’s financial position reveals high solvency and liquidity risk due to negligible equity and tight working capital. Further due diligence focusing on cash flow, liabilities, and business viability is recommended before considering investment.

OI UPSTREAM LIMITED - Analysis Report

Company Number: SC781271

Analysis Date: 2025-07-20 11:23 UTC

1. Risk Rating: HIGH
   Justification: The company is newly incorporated (2023) and classified as a micro-entity with minimal financial data available. Its net assets stand at only £1, indicating negligible equity and minimal financial buffer. Current liabilities nearly match current assets, resulting in almost no working capital. These factors combined suggest very limited financial strength and potential solvency risk.

2. Key Concerns:

• Extremely low net asset value (£1) raising doubts about capital adequacy and solvency.
• Current assets (£71,158) almost fully matched by current liabilities (£71,157), indicating very thin liquidity margin and potential cash flow constraints.
• The company is very young with only one employee (the director), so operational stability and track record are unproven.

3. Positive Indicators:

• The company is fully compliant with filing deadlines for accounts and confirmation statements, indicating good regulatory compliance so far.
• Ownership and control are consolidated under a single director and PSC (Mr. Omar Iqbal), which may simplify governance and decision-making.
• The business activity (engineering related scientific and technical consulting) typically requires low capital expenditure, which may reduce operational risk.

4. Due Diligence Notes:

• Review detailed cash flow projections and working capital management plans to assess short-term liquidity sufficiency.
• Investigate the nature of current liabilities to understand timing and risk of default.
• Clarify business model, contracts, and revenue generation plans given the absence of historical financial performance.
• Confirm that the registered office and operational address are consistent and active.
• Assess background and track record of the director/PSC for potential risks or conflicts.