OJB PROPERTY SOLUTIONS LTD

Executive Summary

OJB Property Solutions Ltd is a newly incorporated small private company in the building development sector with very limited financial resources and minimal operating history. While compliant with filing requirements and governance basics, the company currently faces high liquidity and solvency risks due to its low cash reserves and narrow net asset position. Close monitoring of operational performance and cash flow is recommended before considering investment.

OJB PROPERTY SOLUTIONS LTD - Analysis Report

Company Number: 15338064

Analysis Date: 2025-07-29 12:07 UTC

1. Risk Rating: HIGH
   Given the extremely limited operating history (incorporated December 2023), minimal asset base (£5,320 current assets mostly stock), nominal net assets (£540), and very low cash holdings (£320), OJB Property Solutions Ltd exhibits significant solvency and liquidity risk. The company’s ability to meet short-term obligations is marginal at best.

2. Key Concerns:

• Liquidity Risk: Current liabilities (£4,780) nearly match current assets (£5,320), with cash reserves critically low at £320, indicating potential cash flow constraints.
• Solvency Risk: Net assets and shareholder funds are minimal (£540), suggesting very thin capitalization and limited financial buffer against losses or unforeseen expenses.
• Operational Viability: As a start-up with only one employee and no prior financial history, there is inherent uncertainty regarding ongoing revenue generation and sustainability in the development of building projects sector.

3. Positive Indicators:

• Compliance Status: The company is active, with no overdue filings for accounts or confirmation statements, demonstrating adherence to statutory obligations.
• Clear Ownership and Management: Single director and sole shareholder is consistent, providing clear accountability.
• Accounting Practices: Prepared accounts in accordance with relevant UK standards and small company regime, with director acknowledging responsibilities, indicating basic governance processes are in place.

4. Due Diligence Notes:

• Investigate the company’s business plan and contracts to assess revenue visibility and cash flow projections.
• Review detailed creditor aging and trading terms to understand short-term liabilities and payment obligations.
• Confirm the status and valuation of stock (£5,000) included in current assets to verify liquidity and realizability.
• Examine director’s background and financial support capacity, including any related party transactions or loans.
• Monitor future filings for growth in turnover, profitability, and asset base to judge operational stability.