OLDERWOOD INVESTMENT GROUP LIMITED

Executive Summary

Olderwood Investment Group Limited is a dormant entity with minimal net assets and no trading history, offering no indication of financial strength or cash generation capacity. Given the lack of operational activity and financial substance, the company is unsuitable for credit approval at this stage. Ongoing monitoring is recommended should the company transition to active trading in the future.

OLDERWOOD INVESTMENT GROUP LIMITED - Analysis Report

Company Number: 13214897

Analysis Date: 2025-07-29 12:10 UTC

1. Credit Opinion: DECLINE
   Olderwood Investment Group Limited is a dormant company with no trading activity or financial transactions reported since incorporation in 2021. The company’s net assets remain minimal at £100, reflecting only the issued share capital. There is no evidence of operating revenues, profitability, or cash generation capacity. Consequently, the company has no demonstrated ability to service debt or meet financial obligations, making it unsuitable for credit extension at this time.

2. Financial Strength:
   The balance sheet shows a static position with net assets equal to share capital of £100 over multiple years, indicating no business activity or asset accumulation. The company is classified as dormant and exempt from audit, which further confirms inactivity. There are no current or fixed assets, no retained earnings or reserves, and no liabilities, reflecting a very weak financial foundation for credit purposes.

3. Cash Flow Assessment:
   No cash flow data is available due to dormant status. The absence of trading means no operational cash inflows or outflows, resulting in no working capital or liquidity to draw upon. The company’s ability to generate cash to service debt or fund operations is effectively non-existent.

4. Monitoring Points:

• Should the company commence trading, monitoring will be needed on revenue growth, profitability, and cash flow generation.
• Track any changes in net assets or shareholder funds indicating business activity.
• Review director appointments and any changes to company status or filings for signs of operational change.
• Monitor filing compliance to ensure up-to-date financial and returns information.