OLIVER BMS LTD

Executive Summary

Oliver BMS Ltd is a newly formed small private company in the human health activities sector, currently exhibiting a sound financial position with positive net assets and no overdue filings. The company’s limited operating history and modest working capital require cautious monitoring, but initial indicators suggest a low solvency and liquidity risk profile. Continued due diligence on liabilities and business operations is recommended to support investment confidence.

OLIVER BMS LTD - Analysis Report

Company Number: 15168425

Analysis Date: 2025-07-20 16:37 UTC

1. Risk Rating: LOW

Justification: Oliver BMS Ltd is a newly incorporated small private limited company with its first financial year recently completed. The company shows positive net current assets and shareholders’ funds, no overdue filings, and no indications of financial distress. The director and sole significant controller are the same individual, indicating clear governance. The absence of audit requirements is consistent with its small size and exemption status.

2. Key Concerns:

• Limited operating history: Incorporated in September 2023, the company has only one financial period, limiting visibility into operational performance and cash flow sustainability.
• Modest working capital buffer: Net current assets are positive but marginal (£646), which could constrain liquidity if business activity or liabilities increase.
• Concentration of control: Single director and 75-100% ownership by one individual, which poses governance risk if succession or management issues arise.

3. Positive Indicators:

• Compliance: Timely filing of accounts and confirmation statement with no overdue notices.
• Financial position: Positive shareholders’ funds (£1,921) and cash balance (£14,636) exceeding current liabilities (£13,990), indicating ability to meet short-term obligations currently.
• Clear accounting policies and transparent financial statements in line with applicable UK standards (FRS 102 Section 1A).

4. Due Diligence Notes:

• Verify nature and timing of liabilities classified as “Taxation and social security” (£13,990) to confirm they are current and manageable.
• Investigate business model and revenue streams given SIC code 86900 (“Other human health activities”) and understand scalability and profitability prospects.
• Monitor subsequent filings and cash flow statements once available to assess sustainability and growth trajectory.
• Confirm no director disqualifications or regulatory issues beyond publicly available data.