Company Number: 15025532

Analysis Date: 2025-07-20 15:41 UTC

1. Risk Rating: LOW

Justification: Oliver&ParkerConstruction Ltd is a newly incorporated private limited company with filed financials showing positive net current assets and shareholders' funds. The company is current with all filings, has a sole director with significant control, and no indications of insolvency or compliance issues are evident.

2. Key Concerns:

• Limited operating history: Incorporated in July 2023, the company lacks a track record, which limits insight into operational performance and sustainability.
• Minimal scale and resources: With only one employee and very small share capital (£1), the company may face capacity constraints and limited financial flexibility.
• Lack of detailed financial performance data: As only abridged unaudited accounts were filed without a profit and loss statement, it is difficult to assess profitability or cash flow dynamics.

3. Positive Indicators:

• Positive net current assets (£18,832) with cash exceeding current liabilities indicates no immediate liquidity pressure.
• Timely and compliant filing of accounts and confirmation statements demonstrates good governance and regulatory adherence.
• Sole director and 75-100% owner Steven Snell’s full control could facilitate decisive management and streamlined decision-making.

4. Due Diligence Notes:

• Obtain management accounts or internal financial reports to assess revenue, profitability, and cash flow trends given absence of full accounts.
• Evaluate business model, pipeline of projects, and customer contracts to assess operational sustainability and growth prospects.
• Investigate director background and experience in construction to confirm capability and reputation in the industry.
• Confirm any contingent liabilities or off-balance sheet commitments not apparent in abridged accounts.