Company Number: 14942154

Analysis Date: 2025-07-20 15:46 UTC

1. Risk Rating: LOW
   OMAN Consult Ltd demonstrates a stable financial position for a newly incorporated micro-entity with positive net current assets and no overdue filings. The company’s balance sheet reflects adequate working capital and shareholder funds relative to its size and age.

2. Key Concerns:

• Limited operating history: Incorporated in June 2023, the company has less than two years of financial data, which restricts assessment of long-term viability.
• Single director and controlling shareholder: Mr. Oliver Michael Arthur Naylor holds 75-100% control, concentrating both ownership and management risk.
• Modest net asset base: While positive, net assets of £68k are relatively small, which could constrain absorbing financial shocks or scaling operations.

3. Positive Indicators:

• Healthy liquidity: Current assets exceed current liabilities by approximately £69k, indicating ability to meet short-term obligations.
• Compliance: No overdue accounts or confirmation statements; filings are timely and complete.
• Clear governance: Director details are transparent, and there are no indications of disqualification or regulatory issues.

4. Due Diligence Notes:

• Review business plan and revenue projections to evaluate growth potential beyond the initial period.
• Confirm source and sustainability of working capital, including any shareholder loans or external financing arrangements.
• Investigate the nature and composition of current liabilities to assess any contingent risks or payment timing concerns.
• Monitor for any changes in director or ownership structure that could impact control or governance.
• Consider obtaining management accounts or cash flow statements for more granular liquidity analysis.