ONE ARCHITECTURAL DESIGN GROUP LIMITED

Executive Summary

ONE ARCHITECTURAL DESIGN GROUP LIMITED operates as a micro-entity with a small operational scale and sole director. While the company is compliant with its statutory filings and maintains positive working capital, the recent negative net asset position signals emerging solvency concerns. Further due diligence on its long-term liabilities and operational cash flows is recommended to fully assess financial stability.

ONE ARCHITECTURAL DESIGN GROUP LIMITED - Analysis Report

Company Number: 12390904

Analysis Date: 2025-07-20 18:27 UTC

1. Risk Rating: MEDIUM

The company shows some signs of financial stress, notably a negative net asset position in the latest year, which raises concerns about solvency. However, it remains active, compliant with filing deadlines, and operates in a specialized sector. The limited scale and micro-entity status also imply constrained resources.

2. Key Concerns:

• Negative Net Assets in 2024: The 2024 accounts report net liabilities of £2,130, down from positive equity in prior years, indicating the company’s liabilities exceed its assets, a potential solvency risk.
• Long-Term Creditors Exceed Current Assets: Creditors due after one year increased slightly to £26,667, surpassing current assets (£33,473), which may pressure liquidity if refinancing or repayment terms tighten.
• Single Director and Employee: Operational dependency on one individual (director and sole employee) creates key person risk and may limit business continuity or capacity for growth.

3. Positive Indicators:

• Compliance with Filings: No overdue accounts or confirmation statements, indicating good regulatory compliance and governance.
• Positive Working Capital: Despite net liabilities, the company maintains positive net current assets (~£19.5k), suggesting the ability to meet short-term obligations.
• Consistent Business Activity: The company has been active since 2020 without signs of dissolution or administration.

4. Due Diligence Notes:

• Examine Nature and Terms of Long-Term Creditors: Clarify the composition, maturity, and repayment terms of creditors falling due after one year to assess refinancing risk.
• Review Profit & Loss Trends and Cash Flows: Limited data on profitability and cash flow; essential to understand if losses causing negative net assets are operational or one-off.
• Assess Director’s Financial Support: Investigate whether the director is providing financial backing or guarantees, and his plans to address the negative equity position.
• Confirm Business Pipeline and Client Base: Given the small size and sector, understanding revenue stability and client relationships is critical.
• Website and Marketing Presence: The domain is registered but inactive, suggesting possible underinvestment in digital presence which may affect business development.