ONE STOP BANQUETING SOLUTIONS LIMITED

Executive Summary

One Stop Banqueting Solutions Limited appears solvent with a positive but minimal liquidity buffer, showing growth in assets and equity since inception. Its micro-entity status and limited operational scale suggest cautious monitoring, though compliance with filing requirements is up to date. Further due diligence on cash flows and liability structure is recommended to confirm operational stability and risk exposure.

ONE STOP BANQUETING SOLUTIONS LIMITED - Analysis Report

Company Number: 13637275

Analysis Date: 2025-07-29 13:45 UTC

1. Risk Rating: LOW to MEDIUM
   Justification: The company demonstrates positive net current assets and positive shareholders’ funds, indicating solvency and modest liquidity. However, given its micro-entity status, limited operational scale (one employee), and relatively recent incorporation in 2021, some caution is warranted as its financial history is short and business scale is modest.

2. Key Concerns:

• Thin Working Capital Buffer: Net current assets are positive but marginal (£834 as of 2023), suggesting limited short-term liquidity cushion against unexpected obligations.
• Small Scale and Limited Operational Data: With only one employee and being a micro-entity, the business likely has limited operational depth and resilience to market fluctuations.
• No Audit and Limited Financial Disclosure: The exemption from audit and micro-entity reporting means financials are less scrutinized, potentially obscuring risks that would be evident in full accounts.

3. Positive Indicators:

• Improved Financial Position Year-on-Year: From 2022 to 2023, fixed assets and current assets have increased significantly, and net current assets moved from negative to slightly positive, showing growth and improved liquidity.
• Current on Filings: No overdue accounts or confirmation statements, indicating good compliance and governance practices.
• Positive Shareholders' Funds: Equity increased from £15,331 in 2022 to £61,754 in 2023, suggesting retained earnings or additional capital injection strengthening the balance sheet.

4. Due Diligence Notes:

• Review cash flow statements or bank statements if available to assess actual liquidity beyond balance sheet snapshots.
• Investigate the nature and terms of current liabilities nearly equal to current assets to understand payment schedules and any concentration risks.
• Assess business model sustainability and customer base given the limited employee count and micro-entity scale.
• Confirm director’s background and any related party transactions, given the small scale and potential for related party exposure.
• Verify any contingent liabilities or off-balance sheet commitments not visible in micro-entity filings.