OPEN BLOCK INVESTMENTS LTD

Executive Summary

Open Block Investments Ltd is a newly formed micro-entity with negligible financial resources and no disclosed turnover, presenting a high risk from a solvency and operational sustainability perspective. While compliance with filings is current, the lack of financial substance and single-person control warrant thorough due diligence before investment consideration.

OPEN BLOCK INVESTMENTS LTD - Analysis Report

Company Number: 14464283

Analysis Date: 2025-07-20 16:29 UTC

1. Risk Rating: HIGH

Justification: The company exhibits extremely minimal financial scale and resources, with net assets of only £1 and current liabilities nearly equal to current assets. Operating for just over one year, there is no evidence of turnover or profitability. The financial statements are unaudited and exempt due to size, limiting transparency. The single director and 100% owner controls all decision-making, concentrating governance risk.

2. Key Concerns:

• Solvency and Liquidity: Current assets of £982 barely cover current liabilities of £981, indicating zero financial cushion and potential vulnerability to any cash flow disruption.
• Operating Scale and Sustainability: The absence of turnover disclosure and negligible assets raise concerns about the company’s ability to generate sustainable income or operate as a going concern.
• Governance and Transparency: The company is newly incorporated with a sole director who is also the sole owner, potentially limiting independent oversight. The accounts are unaudited and exempt from filing a profit and loss account, restricting insight into operational performance.

3. Positive Indicators:

• Compliance in Filing: The company is up to date with statutory filings including accounts and confirmation statements, showing no overdue regulatory requirements.
• Clear Ownership Structure: The 100% ownership and voting rights by a single individual simplifies control and responsibility lines.
• No Indication of Insolvency or Formal Proceedings: The company is active and not under any liquidation, administration, or receivership processes.

4. Due Diligence Notes:

• Investigate the company’s business model and whether any trading or operational activity has commenced beyond the balance sheet snapshot.
• Verify cash flow sources and any external funding or shareholder loans supporting the company.
• Confirm the director’s background and capacity to manage the company, including any previous directorships or associated companies.
• Seek management accounts or internal financial data to understand recent trading results and future plans.
• Assess any contingent liabilities or off-balance sheet commitments not disclosed in the minimal accounts.