O'ROURKE FINANCIAL CONSULTING LTD

Executive Summary

O'Rourke Financial Consulting Ltd presents a low financial risk profile with improving net asset levels and compliance with statutory requirements. However, its small scale and modest liquidity buffer warrant ongoing monitoring, especially regarding short-term liabilities. Further due diligence on cash flows and operational sustainability is advisable to confirm the company’s ability to meet obligations and maintain stability.

O'ROURKE FINANCIAL CONSULTING LTD - Analysis Report

Company Number: 14315090

Analysis Date: 2025-07-20 11:52 UTC

1. Risk Rating: LOW
   O'Rourke Financial Consulting Ltd demonstrates a positive net asset position that has strengthened year-on-year, with a healthy ratio of net current assets to current liabilities. The company is compliant with filing deadlines and operates within the micro-entity regime, which limits its financial complexity and risk exposure.

2. Key Concerns:

• Limited scale of operations and asset base: Fixed assets are minimal (£1,014) and the company remains small with only 2 employees, which constrains operational scope and resilience.
• Thin liquidity buffer: While net current assets are positive (£4,026), current liabilities have nearly doubled in 2024 compared to 2023, suggesting increased short-term obligations that should be monitored.
• Lack of audit and limited financial disclosure: As a micro-entity exempt from audit, the financial statements provide limited assurance on the accuracy and completeness of reported figures.

3. Positive Indicators:

• Increasing net assets and net current assets over the last two years indicate improving financial stability.
• No overdue filings or compliance issues, reflecting good governance and regulatory adherence.
• The company is active, solvent, and has maintained consistent employment levels, suggesting operational continuity.

4. Due Diligence Notes:

• Review detailed cash flow statements and debtor/creditor aging schedules to confirm liquidity quality beyond balance sheet snapshots.
• Assess the nature of increased current liabilities in 2024 to understand if they are cyclical, operational, or potentially risky short-term debts.
• Verify the identity and background of directors and persons with significant control for governance and conduct considerations.
• Consider the company’s business pipeline and revenue trends given its small scale and the consultancy industry dynamics.