OSIPOV CONSULTING LTD

Executive Summary

OSIPOV CONSULTING LTD faces significant liquidity and solvency challenges as evidenced by negative net current assets and minimal equity. Despite timely statutory filings and some tangible assets, the absence of employees and small scale of operations suggest operational risks. Detailed due diligence on cash flow, business activities, and director support is recommended to gauge financial stability and future prospects.

OSIPOV CONSULTING LTD - Analysis Report

Company Number: SC688861

Analysis Date: 2025-07-29 20:44 UTC

1. Risk Rating: HIGH
   The company exhibits a high risk profile primarily due to negative net current assets and minimal equity, indicating potential liquidity and solvency challenges.

2. Key Concerns:

• Negative Working Capital: As of 28 February 2024, current liabilities (£3,523) exceed current assets (£2,698), resulting in net current liabilities of £825, which raises concerns about the company's ability to meet short-term obligations.
• Minimal Share Capital and Equity: Share capital is only £1, and shareholders' funds stand at £102, suggesting very limited financial buffer to absorb losses or financial shocks.
• No Employees and Limited Operational Scale: The company reported zero employees during the period, which may indicate limited operational activity or reliance on the director alone, potentially affecting business sustainability.

3. Positive Indicators:

• Timely Filings: The company is current with its accounts and confirmation statement filings, showing compliance with statutory obligations and reducing regulatory risk.
• Tangible Fixed Assets: The company holds tangible assets valued at £927 (computer equipment), which adds some asset backing beyond cash and receivables.
• Director Loan Account Management: The director’s loan account shows a positive balance of £781, indicating that the director has injected funds into the business, which could support liquidity.

4. Due Diligence Notes:

• Cash Flow Analysis: Investigate cash flow patterns and whether the company can generate sufficient operating cash to cover liabilities, given the negative working capital.
• Business Model and Revenue Streams: Obtain further information on the company’s operations, client base, and revenue generation since the financials show limited scale and no employees.
• Director’s Financial Support and Future Plans: Clarify the extent of the director’s financial support and any plans to improve financial stability or scale the business.
• Potential Creditors’ Exposure: Understand the nature and terms of the £3,523 current liabilities, particularly the £2,926 taxes and social security, to assess risk of enforcement actions.

Executive Summary:
OSIPOV CONSULTING LTD shows signs of financial fragility with negative working capital and minimal equity, indicating higher solvency and liquidity risks. While the company maintains regulatory compliance and has some tangible assets, the absence of employees and limited operational scale raise concerns about its sustainability. Further investigation into cash flows, business operations, and director support is advised to assess the company’s viability.