OVERGHYLL LLP

LLOYD'S, AND CERTAIN OTHER PERSONS OR BODIES (AS FURTHER DEFINED ON FORM M395)

AMENDMENT AND RESTATEMENT LLOYD'S AMERICAN INSTRUMENT 1995 (GENERAL BUSINESS FOR CORPORATE MEMBERS) ("THE 1995 AMERICAN INSTRUMENT (CORPORATE MEMBERS") DATED 31 JULY 1995 & AMENDED ON 28 DECEMBER 2001, 1 APRIL 2001, 1 AUGUST 2001, 13 FEBRUARY 2002, 27 SEPTEMBER 2007 &

THE AMERICAN TRUSTEE, ALL POLICY HOLDERS AND CERTAIN OTHER PERSONS OR BODIES (AS DEFINED ON THE FORM M395)

LLOYD'S AMERICAN TRUST DEED (THE " TRUST DEED")

MELLON TRUST COMPANY OF ILLINOIS AS TRUSTEE

LLOYD'S ILLINOIS LICENSED AND 1104 MULTIPLE TRUST DEED DATED 30 MARCH 2001 (AS AMENDED AND AS SUPPLEMENTED FROM TIME TO TIME AND AS SUPPLEMENTED BY A DEED OF ACCESSION)

LLOYD'S, THE TRUSTEE, AND THE OTHER PARTIES AS DEFINED THEREIN

LLOYD'S SOUTH AFRICAN TRUST DEED ("THE TRUST DEED") MADE ON 15 JANUARY 1999 BETWEEN THE SOCIETY OF LLOYD'S ("LLOYD'S") AND STANDARD TRUST LIMITED ("THE TRUSTEE"), AND ANY PERSON ACCEDING TO THE TRUST DEED

THE TRUSTEE, LLOYD'S, THE AGENT, ALL POLICYHOLDERS, AND THE OTHER PARTIES AS DEFINED THEREIN

LLOYD'S KENTUCKY TRUST DEED ("THE TRUST DEED") DATED 11/01/2001 IN RESPECT OF SYNDICATE NO. 2791 "THE SYNDICATE") AS AMENDED AND AS SUPPLEMENTED FROM TIME TO TIME AND AS SUPPLEMENTED BY A DEED OF ACCESSION

THE TRUSTEE, LLOYD'S, THE AGENT, ALL POLICYHOLDERS, AND THE OTHER PARTIES AS DEFINED THEREIN

LLOYD'S KENTUCKY TRUST DEED ("THE TRUST DEED") DATED 13/01/2000 IN RESPECT OF SYNDICATE NO. 2121 "THE SYNDICATE") AS AMENDED AND AS SUPPLEMENTED FROM TIME TO TIME AND AS SUPPLEMENTED BY A DEED OF ACCESSION

THE TRUSTEE, LLOYD'S, THE AGENT, ALL POLICYHOLDERS, AND THE OTHER PARTIES AS DEFINED THEREIN

LLOYD'S KENTUCKY TRUST DEED ("THE TRUST DEED") DATED 11/01/2001 IN RESPECT OF SYNDICATE NO. 2010 "THE SYNDICATE") AS AMENDED AND AS SUPPLEMENTED FROM TIME TO TIME AND AS SUPPLEMENTED BY A DEED OF ACCESSION

THE TRUSTEE, LLOYD'S, THE AGENT, ALL POLICYHOLDERS, AND THE OTHER PARTIES AS DEFINED THEREIN

LLOYD'S KENTUCKY TRUST DEED ("THE TRUST DEED") DATED 23/02/1996 IN RESPECT OF SYNDICATE NO. 958 "THE SYNDICATE") AS AMENDED AND AS SUPPLEMENTED FROM TIME TO TIME AND AS SUPPLEMENTED BY A DEED OF ACCESSION

THE TRUSTEE, LLOYD'S, THE AGENT, ALL POLICYHOLDERS, AND THE OTHER PARTIES AS DEFINED THEREIN

LLOYD'S KENTUCKY TRUST DEED ("THE TRUST DEED") DATED 23/02/1996 IN RESPECT OF SYNDICATE NO. 623 "THE SYNDICATE") AS AMENDED AND AS SUPPLEMENTED FROM TIME TO TIME AND AS SUPPLEMENTED BY A DEED OF ACCESSION

THE TRUSTEE, LLOYD'S, THE AGENT, ALL POLICYHOLDERS, AND THE OTHER PARTIES AS DEFINED THEREIN

LLOYD'S KENTUCKY TRUST DEED ("THE TRUST DEED") DATED 23/02/1996 IN RESPECT OF SYNDICATE NO. 609 "THE SYNDICATE") AS AMENDED AND AS SUPPLEMENTED FROM TIME TO TIME AND AS SUPPLEMENTED BY A DEED OF ACCESSION

THE TRUSTEE, LLOYD'S, THE AGENT, ALL POLICYHOLDERS, AND THE OTHER PARTIES AS DEFINED THEREIN

LLOYD'S KENTUCKY TRUST DEED ("THE TRUST DEED") DATED 10/01/1997 IN RESPECT OF SYNDICATE NO. 570 "THE SYNDICATE") AS AMENDED AND AS SUPPLEMENTED FROM TIME TO TIME AND AS SUPPLEMENTED BY A DEED OF ACCESSION

THE TRUSTEE, LLOYD'S, THE AGENT, ALL POLICYHOLDERS, AND THE OTHER PARTIES AS DEFINED THEREIN

LLOYD'S KENTUCKY TRUST DEED ("THE TRUST DEED") DATED 23/02/1996 IN RESPECT OF SYNDICATE NO. 557 "THE SYNDICATE") AS AMENDED AND AS SUPPLEMENTED FROM TIME TO TIME AND AS SUPPLEMENTED BY A DEED OF ACCESSION

THE TRUSTEE, LLOYD'S, THE AGENT, ALL POLICYHOLDERS, AND THE OTHER PARTIES AS DEFINED THEREIN

LLOYD'S KENTUCKY TRUST DEED ("THE TRUST DEED") DATED 23/02/1996 IN RESPECT OF SYNDICATE NO. 510 "THE SYNDICATE") AS AMENDED AND AS SUPPLEMENTED FROM TIME TO TIME AND AS SUPPLEMENTED BY A DEED OF ACCESSION

THE TRUSTEE, LLOYD'S, THE AGENT, ALL POLICYHOLDERS, AND THE OTHER PARTIES AS DEFINED THEREIN

LLOYD'S KENTUCKY TRUST DEED ("THE TRUST DEED") DATED 01/01/2002 IN RESPECT OF SYNDICATE NO. 318 "THE SYNDICATE") AS AMENDED AND AS SUPPLEMENTED FROM TIME TO TIME AND AS SUPPLEMENTED BY A DEED OF ACCESSION

THE TRUSTEE, LLOYD'S, THE AGENT, ALL POLICYHOLDERS, AND THE OTHER PARTIES AS DEFINED THEREIN

LLOYD'S KENTUCKY TRUST DEED ("THE TRUST DEED") DATED 13/01/2000 IN RESPECT OF SYNDICATE NO. 33 "THE SYNDICATE") AS AMENDED AND AS SUPPLEMENTED FROM TIME TO TIME AND AS SUPPLEMENTED BY A DEED OF ACCESSION

THE TRUSTEE, LLOYD'S, ALL POLICYHOLDERS AND THIRD-PARTY CLAIMANTS, AND THE OTHER PARTIES AS DEFINED THEREIN

AMENDMENT AND RESTATEMENT LLOYD'S AMERICAN SURPLUS OR EXCESS LINES INSURANCE JOINT ASSET TRUST DEED ("THE TRUST DEED") DATED SEPTEMBER 7, 1995 AS AMENDED AND AS SUPPLEMENTED FROM TIME TO TIME AND AS SUPPLEMENTED BY A DEED OF ACCESSION

THE TRUSTEE, LLOYD'S, ALL CEDING INSURERS AND CERTAIN OTHER PERSONS OR BODIES

AMENDMENT AND RESTATEMENT LLOYD'S AMERICAN CREDIT FOR REINSURANCE JOINT ASSET TRUST DEED (THE "TRUST DEED") DATED 7TH SEPTEMBER 1995 (AS SUPPLEMENTED AND AS AMENDED FROM TIME TO TIME AND AS SUPPLEMENTED BY A DEED OF ACCESSION)

THE TRUSTEE, LLOYD'S, THE KENTUCKY ATTORNEY-IN-FACT FOR UNDERWRITERS AT LLOYD'S LONDON, ALL POLICYHOLDERS, AND THE OTHER PARTIES AS DEFINED THEREIN

LLOYD'S KENTUCKY JOINT ASSET TRUST DEED ("THE TRUST DEED") DATED 23 FEBRUARY 1996 (AS SUPPLEMENTED AND AS AMENDED FROM TIME TO TIME AND AS SUPPLEMENTED BY A DEED OF ACCESSION)

THE TRUSTEE, LLOYD'S, THE AGENT, ALL POLICYHOLDERS AND THIRD-PARTY CLAIMANTS, AND THE OTHER PARTIES AS DEFINED THEREIN

LLOYD'S UNITED STATES SITUS EXCESS OR SURPLUS LINES TRUST DEED ("THE TRUST DEED") DATED 01/01/2004 IN RESPECT OF SYNDICATE NO. 2791 ("THE SYNDICATE") (AS AMENDED AND AS SUPPLEMENTED FROM TIME TO TIME AND AS SUPPLEMENTED BY A DEED OF ACCESSION)

THE TRUSTEE, LLOYD'S, THE AGENT, ALL POLICYHOLDERS AND THIRD-PARTY CLAIMANTS, AND THE OTHER PARTIES AS DEFINED THEREIN

LLOYD'S UNITED STATES SITUS EXCESS OR SURPLUS LINES TRUST DEED ("THE TRUST DEED") DATED 01/01/2004 IN RESPECT OF SYNDICATE NO. 2121 ("THE SYNDICATE") (AS AMENDED AND AS SUPPLEMENTED FROM TIME TO TIME AND AS SUPPLEMENTED BY A DEED OF ACCESSION)

THE TRUSTEE, LLOYD'S, THE AGENT, ALL POLICYHOLDERS AND THIRD-PARTY CLAIMANTS, AND THE OTHER PARTIES AS DEFINED THEREIN

LLOYD'S UNITED STATES SITUS EXCESS OR SURPLUS LINES TRUST DEED ("THE TRUST DEED") DATED 01/01/2004 IN RESPECT OF SYNDICATE NO. 92010 ("THE SYNDICATE") (AS AMENDED AND AS SUPPLEMENTED FROM TIME TO TIME AND AS SUPPLEMENTED BY A DEED OF ACCESSION)

THE TRUSTEE, LLOYD'S, THE AGENT, ALL POLICYHOLDERS AND THIRD-PARTY CLAIMANTS, AND THE OTHER PARTIES AS DEFINED THEREIN

LLOYD'S UNITED STATES SITUS EXCESS OR SURPLUS LINES TRUST DEED ("THE TRUST DEED") DATED 01/01/2004 IN RESPECT OF SYNDICATE NO. 958 ("THE SYNDICATE") (AS AMENDED AND AS SUPPLEMENTED FROM TIME TO TIME AND AS SUPPLEMENTED BY A DEED OF ACCESSION)

THE TRUSTEE, LLOYD'S, THE AGENT, ALL POLICYHOLDERS AND THIRD-PARTY CLAIMANTS, AND THE OTHER PARTIES AS DEFINED THEREIN

LLOYD'S UNITED STATES SITUS EXCESS OR SURPLUS LINES TRUST DEED ("THE TRUST DEED") DATED 01/01/2004 IN RESPECT OF SYNDICATE NO. 623 ("THE SYNDICATE") (AS AMENDED AND AS SUPPLEMENTED FROM TIME TO TIME AND AS SUPPLEMENTED BY A DEED OF ACCESSION)

THE TRUSTEE, LLOYD'S, THE AGENT, ALL POLICYHOLDERS AND THIRD-PARTY CLAIMANTS, AND THE OTHER PARTIES AS DEFINED THEREIN

LLOYD'S UNITED STATES SITUS EXCESS OR SURPLUS LINES TRUST DEED ("THE TRUST DEED") DATED 01/01/2004 IN RESPECT OF SYNDICATE NO. 609 ("THE SYNDICATE") (AS AMENDED AND AS SUPPLEMENTED FROM TIME TO TIME AND AS SUPPLEMENTED BY A DEED OF ACCESSION)

THE TRUSTEE, LLOYD'S, THE AGENT, ALL POLICYHOLDERS AND THIRD-PARTY CLAIMANTS, AND THE OTHER PARTIES AS DEFINED THEREIN

LLOYD'S UNITED STATES SITUS EXCESS OR SURPLUS LINES TRUST DEED ("THE TRUST DEED") DATED 01/01/2004 IN RESPECT OF SYNDICATE NO. 570 ("THE SYNDICATE") (AS AMENDED AND AS SUPPLEMENTED FROM TIME TO TIME AND AS SUPPLEMENTED BY A DEED OF ACCESSION)

THE TRUSTEE, LLOYD'S, THE AGENT, ALL POLICYHOLDERS AND THIRD-PARTY CLAIMANTS, AND THE OTHER PARTIES AS DEFINED THEREIN

LLOYD'S UNITED STATES SITUS EXCESS OR SURPLUS LINES TRUST DEED ("THE TRUST DEED") DATED 01/01/2004 IN RESPECT OF SYNDICATE NO. 557 ("THE SYNDICATE") (AS AMENDED AND AS SUPPLEMENTED FROM TIME TO TIME AND AS SUPPLEMENTED BY A DEED OF ACCESSION)

THE TRUSTEE, LLOYD'S, THE AGENT, ALL POLICYHOLDERS AND THIRD-PARTY CLAIMANTS, AND THE OTHER PARTIES AS DEFINED THEREIN

LLOYD'S UNITED STATES SITUS EXCESS OR SURPLUS LINES TRUST DEED ("THE TRUST DEED") DATED 01/01/2004 IN RESPECT OF SYNDICATE NO. 510 ("THE SYNDICATE") (AS AMENDED AND AS SUPPLEMENTED FROM TIME TO TIME AND AS SUPPLEMENTED BY A DEED OF ACCESSION)

THE TRUSTEE, LLOYD'S, THE AGENT, ALL POLICYHOLDERS AND THIRD-PARTY CLAIMANTS, AND THE OTHER PARTIES AS DEFINED THEREIN

LLOYD'S UNITED STATES SITUS EXCESS OR SURPLUS LINES TRUST DEED ("THE TRUST DEED") DATED 01/01/2004 IN RESPECT OF SYNDICATE NO. 318 ("THE SYNDICATE") (AS AMENDED AND AS SUPPLEMENTED FROM TIME TO TIME AND AS SUPPLEMENTED BY A DEED OF ACCESSION)

THE TRUSTEE, LLOYD'S, THE AGENT, ALL POLICYHOLDERS AND THIRD-PARTY CLAIMANTS, AND THE OTHER PARTIES AS DEFINED THEREIN

LLOYD'S UNITED STATES SITUS EXCESS OR SURPLUS LINES TRUST DEED ("THE TRUST DEED") DATED 01/01/2004 IN RESPECT OF SYNDICATE NO. 33 ("THE SYNDICATE") (AS AMENDED AND AS SUPPLEMENTED FROM TIME TO TIME AND AS SUPPLEMENTED BY A DEED OF ACCESSION)

THE TRUSTEE, LLOYD'S, THE AGENT, ALL CEDING INSURERS, AND THE OTHER PARTIES AS DEFINED THEREIN

LLOYD'S UNITED STATES SITUS CREDIT FOR REINSURANCE TRUST DEED ("THE TRUST DEED") DATED «INSTRUMENT_DATE» IN RESPECT OF SYNDICATE NO. «SYNDICATE_NUMBER» (INCLUDING ALL INCIDENTAL SYNDICATES OF SUCH SYNDICATE) (THE SYNDICATE")

THE TRUSTEE, LLOYD'S, THE AGENT, ALL CEDING INSURERS, AND THE OTHER PARTIES AS DEFINED THEREIN

LLOYD'S UNITED STATES SITUS CREDIT FOR REINSURANCE TRUST DEED ("THE TRUST DEED") DATED 13/01/2000 IN RESPECT OF SYNDICATE NO. 2121 (INCLUDING ALL INCIDENTAL SYNDICATES OF SUCH SYNDICATE) (THE SYNDICATE")

THE TRUSTEE, LLOYD'S, THE AGENT, ALL CEDING INSURERS, AND THE OTHER PARTIES AS DEFINED THEREIN

LLOYD'S UNITED STATES SITUS CREDIT FOR REINSURANCE TRUST DEED ("THE TRUST DEED") DATED 11/01/2001 IN RESPECT OF SYNDICATE NO. 2010 (INCLUDING ALL INCIDENTAL SYNDICATES OF SUCH SYNDICATE) (THE SYNDICATE")

THE TRUSTEE, LLOYD'S, THE AGENT, ALL CEDING INSURERS, AND THE OTHER PARTIES AS DEFINED THEREIN

LLOYD'S UNITED STATES SITUS CREDIT FOR REINSURANCE TRUST DEED ("THE TRUST DEED") DATED 07/09/1995 IN RESPECT OF SYNDICATE NO. 958 (INCLUDING ALL INCIDENTAL SYNDICATES OF SUCH SYNDICATE) (THE SYNDICATE")

THE TRUSTEE, LLOYD'S, THE AGENT, ALL CEDING INSURERS, AND THE OTHER PARTIES AS DEFINED THEREIN

LLOYD'S UNITED STATES SITUS CREDIT FOR REINSURANCE TRUST DEED ("THE TRUST DEED") DATED 07/09/1995 IN RESPECT OF SYNDICATE NO. 623 (INCLUDING ALL INCIDENTAL SYNDICATES OF SUCH SYNDICATE) (THE SYNDICATE")

THE TRUSTEE, LLOYD'S, THE AGENT, ALL CEDING INSURERS, AND THE OTHER PARTIES AS DEFINED THEREIN

LLOYD'S UNITED STATES SITUS CREDIT FOR REINSURANCE TRUST DEED ("THE TRUST DEED") DATED 07/09/1995 IN RESPECT OF SYNDICATE NO. 609 (INCLUDING ALL INCIDENTAL SYNDICATES OF SUCH SYNDICATE) (THE SYNDICATE")

THE TRUSTEE, LLOYD'S, THE AGENT, ALL CEDING INSURERS, AND THE OTHER PARTIES AS DEFINED THEREIN

LLOYD'S UNITED STATES SITUS CREDIT FOR REINSURANCE TRUST DEED ("THE TRUST DEED") DATED 10/01/1997 IN RESPECT OF SYNDICATE NO. 570 (INCLUDING ALL INCIDENTAL SYNDICATES OF SUCH SYNDICATE) (THE SYNDICATE")

THE TRUSTEE, LLOYD'S, THE AGENT, ALL CEDING INSURERS, AND THE OTHER PARTIES AS DEFINED THEREIN

LLOYD'S UNITED STATES SITUS CREDIT FOR REINSURANCE TRUST DEED ("THE TRUST DEED") DATED 07/09/1995 IN RESPECT OF SYNDICATE NO. 557 (INCLUDING ALL INCIDENTAL SYNDICATES OF SUCH SYNDICATE) (THE SYNDICATE")

THE TRUSTEE, LLOYD'S, THE AGENT, ALL CEDING INSURERS, AND THE OTHER PARTIES AS DEFINED THEREIN

LLOYD'S UNITED STATES SITUS CREDIT FOR REINSURANCE TRUST DEED ("THE TRUST DEED") DATED 07/09/1995 IN RESPECT OF SYNDICATE NO. 510 (INCLUDING ALL INCIDENTAL SYNDICATES OF SUCH SYNDICATE) (THE SYNDICATE")

THE TRUSTEE, LLOYD'S, THE AGENT, ALL CEDING INSURERS, AND THE OTHER PARTIES AS DEFINED THEREIN

LLOYD'S UNITED STATES SITUS CREDIT FOR REINSURANCE TRUST DEED ("THE TRUST DEED") DATED 01/01/2002 IN RESPECT OF SYNDICATE NO. 318 (INCLUDING ALL INCIDENTAL SYNDICATES OF SUCH SYNDICATE) (THE SYNDICATE")

THE TRUSTEE, LLOYD'S, THE AGENT, ALL CEDING INSURERS, AND THE OTHER PARTIES AS DEFINED THEREIN

LLOYD'S UNITED STATES SITUS CREDIT FOR REINSURANCE TRUST DEED ("THE TRUST DEED") DATED 13/01/2000 IN RESPECT OF SYNDICATE NO. 33 (INCLUDING ALL INCIDENTAL SYNDICATES OF SUCH SYNDICATE) (THE SYNDICATE")

LLOYD'S, THE BENEFICIARIES AND CERTAIN OTHER PERSONS OR BODIES (AS FURTHER DEFINED ON FORM M395)

DEED OF UNDERTAKING BETWEEN THE SOCIETY INCORPORATED BY LLOYD'S ACT 1871 BY THE NAME OF LLOYD'S ("THE SOCIETY"), MICHAEL ANTHONY GERAGHTY ("THE MEMBER") AND THE LIMITED LIABILITY PARTNERSHIP

THE SOCIETY, THE TRUSTEES, THE BENEFICIARIES AND CERTAIN OTHER PERSONS OR BODIES AS DEFINED

DEED OF ADHERENCE ("THE TRUST DEED") MADE BETWEEN THE SOCIETY INCORPORATED BY LLOYD'S ACT 1871 BY THE NAME OF LLOYD'S (THE "SOCIETY"), THE LLP AND MICHAEL ANTHONY GERAGHTY

LLOYD’S THE TRUSTEE AND CERTAIN OTHER PERSONS OR BODIES (AS FURTHER DEFINED ON FORM 395)

LLOYD’S AUSTRALIAN JOINT ASSET TRUST DEED (NO.2) (“THE TRUST DEED”)

LLOYD’S THE TRUSTEE AND CERTAIN OTHER PERSONS OR BODIES (AS FURTHER DEFINED ON FORM 395)

LLOYD’S AUSTRALIAN TRUST DEED (“THE TRUST DEED”)

THE AMERICAN TRUSTEE, ALL POLICY HOLDERS AND CERTAIN OTHER PERSONS OR BODIES (AS FURTHER DEFINED ON FORM M395)

LLOYD’S AMERICAN TRUST DEED (THE “TRUST DEED”)

LLOYD’S AND CERTAIN OTHER PERSONS OR BODIES (AS FURTHER DEFINED ON THE FORM 395)

LLOYD’S ASIA (SINGAPORE POLICIES) INSTRUMENT 2002(GENERAL BUSINESS OF ALL UNDERWRITING MEMBERS) (THE SINGAPORE POLICIES INSTRUMENT)

LLOYD’S AND CERTAIN OTHER PERSONS OR BODIES (AS FURTHER DEFINED ON THE FORM 395)

LLOYD’S ASIA (OFFSHORE POLICIES) INSTRUMENT 2002(GENERAL BUSINESS OF ALL UNDERWRITING MEMBERS) (THE OFFSHORE POLICIES INSTRUMENT)

ROYAL TRUST CORPORATION OF CANADA

LLOYD’S CANADIAN TRUST DEED (THE TRUST DEED) DATED 25 MAY 2001. (THE INSTRUMENT AMENDS AND RESTATES THE INSTRUMENT DATED 11 JUNE 1989 WHICH REPLACED THE INSTRUMENT DATED 9 NOVEMBER 1977, AS FURTHER AMENDED BY DEEDS DATED 28 DECEMBER 2000 AND 28 FEBRUARY 2001)

LLOYD’S, AND CERTAIN OTHER PERSONS OR BODIES (AS FURTHER DEFINED ON FORM M395)

AMENDMENT AND RESTATEMENT LLOYD’S AMERICAN INSTRUMENT 1995 (GENERAL BUSINESS OF CORPORATE MEMBERS) (“THE 1995 AMERICAN INSTRUMENT (CORPORATE MEMBERS”) DATED 31 JULY 1995 & AMENDED ON 21 DECEMBER 1995, 25 APRIL 1996, 3 SEPTEMBER 1996, 7 JANUARY 1998, AND 28 DECEMBER 2000)

LLOYD’S, THE REGULATING TRUSTEE AND CERTAIN OTHER PERSONS OR BODIES (AS FURTHER DEFINED ON FORM M395)

LLOYD’S PREMIUM TRUST DEED (GENERAL BUSINESS) (THE TRUST DEED)