OXIFAST HOLDINGS LTD

Executive Summary

OXIFAST HOLDINGS LTD is a recently established micro-entity with a very limited financial footprint, showing only minimal fixed assets and no liabilities. While current credit risk is low due to scale and lack of obligations, approval is conditional on monitoring future financial performance, cash flow generation, and compliance. The company’s ability to meet debt obligations will depend on successful business development and management execution over time.

OXIFAST HOLDINGS LTD - Analysis Report

Company Number: 15060002

Analysis Date: 2025-07-29 20:08 UTC

1. Credit Opinion: APPROVE with conditions. OXIFAST HOLDINGS LTD is a newly incorporated micro-entity with minimal financial history and limited assets (£10,000 fixed assets, no current liabilities). Given its start-up nature, it presents a low credit exposure at this stage. However, due to the lack of trading history, revenue, or cash flow data, credit approval is conditional on ongoing monitoring of operational performance and financial development. The directors are active and appear to have a clear management structure, but the company’s ability to service any debt will depend on future trading results.

2. Financial Strength: The balance sheet shows very limited financial strength, with net assets of £10,000, comprised solely of fixed assets. There are no current liabilities or creditors, indicating no short-term financial obligations yet. The absence of net current assets (working capital) suggests minimal liquidity reserves. The micro-entity status reflects its small scale and early stage. Overall, the company’s financial position is stable but very limited in scale and reserves.

3. Cash Flow Assessment: There is no reported current liabilities nor net current assets, implying no working capital cycle or cash flow data available from the accounts. With only one employee and minimal assets, the company’s cash flow is likely dependent on initial capital injections or external funding. Without trading results or income statement data, it is not possible to assess cash flow generation or liquidity. Cash flow risk is therefore moderate until trading and receipts are established.

4. Monitoring Points:

• Track annual accounts for revenue growth, profitability, and net current assets development.
• Monitor timely filing of accounts and confirmation statements to ensure compliance.
• Review any changes in director appointments or PSC (persons with significant control).
• Watch for any increase in liabilities or overdraft usage indicating liquidity stress.
• Assess management’s ability to scale operations and maintain cash flow adequacy.