Company Number: 13104177

Analysis Date: 2025-07-20 11:35 UTC

Financial Health Assessment: OZEN MOBILE BARBER SERVICES LTD

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1. Financial Health Score: B

Explanation:
OZEN MOBILE BARBER SERVICES LTD presents a stable financial position typical of a micro-entity with modest operations. The company maintains positive net assets and a small but positive working capital, indicating sound short-term liquidity. However, the minimal net asset base and slight increase in liabilities suggest cautious monitoring is needed. The grade B reflects a generally healthy financial state with some areas for vigilance and improvement.

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2. Key Vital Signs

Metric	2024 Value	Interpretation
Fixed Assets	£2,400	Small, consistent investment in long-term resources; indicates stability in asset base.
Current Assets	£3,268	Short-term assets (cash, receivables, stock) slightly decreased from prior year; needs watching.
Current Liabilities	£3,236	Short-term debts nearly equal current assets, showing tight liquidity but still positive net working capital.
Net Current Assets	£32	Very low positive working capital; signals limited buffer for immediate obligations.
Total Net Assets	£982	Positive but minimal equity base; business is solvent but with limited financial cushion.
Share Capital	£100	Minimal initial capital, typical for micro-entities.
Employees	2	Small workforce aligns with micro business scale.

Additional Notes:

• The company’s net assets have grown slightly over the past year (£982 vs. £976), indicating slow but positive retention of value.
• Current assets decreased by around £472 compared to the previous year, while current liabilities decreased by £478, maintaining balance.
• Long term creditors remain constant at £1,450, which is a fixed obligation to monitor over time.
• The company has consistently complied with filing deadlines and remains active with no overdue returns or accounts.
• The controlling director holds full ownership and control, which provides clear governance but may concentrate risk.

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3. Diagnosis

OZEN MOBILE BARBER SERVICES LTD exhibits the symptoms of a stable but cautious financial "patient." The company has positive net assets and a very slight working capital surplus, indicating it can meet short-term obligations but with little margin for unexpected expenses or cash flow disruptions.

The fixed assets remain constant, indicating no recent investments or disposals. The slight decreases in current assets and current liabilities balance each other out, showing stable but tight liquidity management.

The small net asset base and minimal working capital highlight a financial "pulse" that is steady but fragile. The company’s financial health is not in distress but does not have a robust buffer to absorb shocks such as sudden drops in revenue or unexpected costs.

Given the micro-entity status, these figures are typical; however, continuous monitoring of cash flow and creditor management is essential to maintain this healthy balance.

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4. Recommendations

To maintain and improve financial wellness, OZEN MOBILE BARBER SERVICES LTD should consider:

• Enhancing Working Capital:
  Aim to increase current assets relative to current liabilities by building cash reserves or managing receivables and payables efficiently. This will provide a healthier liquidity buffer to cover unforeseen expenses.

• Cost Control and Expense Monitoring:
  Given the tight working capital, keep a close watch on operational costs, avoiding unnecessary expenses that could strain cash flow.

• Diversify Revenue Streams:
  Explore opportunities to increase income, possibly by expanding services or customer base, to strengthen retained earnings and net assets over time.

• Long-Term Liability Management:
  Develop a plan to reduce the £1,450 long-term creditor balance progressively, improving net asset position and reducing financial leverage.

• Regular Financial Check-ups:
  Periodically review financial metrics quarterly to catch early signs of distress and adjust business strategies proactively.

• Maintain Compliance:
  Continue the good practice of timely filing of accounts and returns to avoid penalties or legal complications.

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